Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $19.0K | $17.0K | $15.0K | — | — | — | — | — | — |
| Revenue growth | — | — | -10.5% | -11.8% | — | — | — | — | — | — |
| Net income | $1.50M | $935K | $1.32M | $812K | -$12.5M | $1.82M | $1.59M | $933K | -$1.72M | $181K |
| Net margin | — | 4921.1% | 7782.4% | 5413.3% | — | — | — | — | — | — |
| EPS (diluted) | $0.18 | $0.11 | $0.16 | $0.10 | -$1.52 | $0.22 | $0.19 | $0.11 | -$0.21 | $0.02 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $1.45M | $2.10M | $1.15M | $1.00M | $1.04M | $1.58M | $2.64M | $1.15M | -$1.45M | -$86.0K |
| Capital expenditures | $1.11M | $124K | $151K | $148K | $165K | $101K | $151K | $127K | $66.0K | $149K |
| Free cash flow | $338K | $1.97M | $998K | $854K | $877K | $1.48M | $2.49M | $1.02M | -$1.52M | -$235K |
| Share buybacks | $0.00 | — | — | — | — | — | — | $461K | — | — |
| Dividends paid | $1.48M | $1.49M | $1.45M | $1.44M | $1.39M | $1.39M | $1.39M | $1.36M | $670K | — |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $13.1M | $12.8M | $9.94M | $9.86M | $13.7M | $21.6M | $25.8M | $8.17M | $18.3M | $19.5M |
| Total assets | $292M | $308M | $318M | $331M | $321M | $338M | $328M | $349M | $375M | $371M |
| Total liabilities | $224M | $241M | $251M | $264M | $269M | $286M | $276M | $298M | $327M | $323M |
| Shareholders' equity | $67.5M | $67.1M | $67.2M | $66.3M | $51.9M | $52.3M | $52.0M | $50.7M | $48.0M | $48.4M |
| Retained earnings | $34.7M | $34.2M | $34.0M | $33.9M | $19.9M | $20.4M | $20.6M | $20.1M | $17.3M | $17.5M |
| Shares (wtd avg diluted) | 8.32M | 8.35M | 8.37M | 8.34M | — | 8.22M | 8.21M | 8.13M | 8.10M | 8.10M |
Every figure is extracted from Kentucky First Federal Bancorp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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