Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $77.4M | $92.8M | $114M | $145M | $131M | $161M | $130M | $144M | $155M | $215M |
| Revenue growth | — | 19.8% | 22.6% | 27.6% | -9.5% | 22.7% | -19.3% | 10.8% | 7.6% | 38.5% |
| Net income | $8.90M | $9.99M | $3.09M | -$5.97M | $972K | -$7.38M | -$22.5M | -$6.17M | $18.4M | $40.8M |
| Net margin | 11.5% | 10.8% | 2.7% | -4.1% | 0.7% | -4.6% | -17.3% | -4.3% | 11.8% | 19.0% |
| EPS (diluted) | $1.14 | $0.94 | $0.29 | -$0.55 | $0.09 | -$0.70 | -$2.12 | -$0.57 | $1.48 | $2.88 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $15.2M | $28.0M | $22.3M | $29.9M | -$10.2M | $24.3M | -$916K | -$11.3M | $57.9M | $75.9M |
| Capital expenditures | $576K | $2.82M | $2.73M | $3.94M | $3.33M | $4.50M | $4.55M | $1.83M | $2.34M | $2.81M |
| Free cash flow | $14.6M | $25.2M | $19.6M | $25.9M | -$13.6M | $19.8M | -$5.47M | -$13.2M | $55.6M | $73.1M |
| Share buybacks | $113K | $177K | $540K | $0.00 | $1.18M | $1.67M | $0.00 | — | — | — |
| Dividends paid | $1.94M | $3.21M | $4.28M | $3.50M | $1.96M | $1.69M | $1.28M | $0.00 | $0.00 | $1.41M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $12.0M | $48.4M | $21.1M | $32.4M | $19.5M | $24.3M | $12.0M | $8.98M | $28.7M | $12.2M |
| Total assets | $169M | $255M | $267M | $321M | $318M | $331M | $320M | $318M | $375M | $453M |
| Total liabilities | $113M | $160M | $178M | $233M | $225M | $256M | $284M | $283M | $308M | $331M |
| Long-term debt | $0.00 | $29.1M | $29.3M | $29.5M | $29.6M | $17.3M | $25.2M | $5.66M | $4.32M | $3.14M |
| Shareholders' equity | $56.7M | $94.6M | $88.7M | $88.2M | $92.8M | $75.7M | $36.2M | $34.5M | $66.7M | $123M |
| Retained earnings | $20.6M | $27.2M | $26.4M | $16.9M | $15.9M | $6.86M | -$16.9M | -$23.1M | -$4.76M | $34.6M |
| Shares (wtd avg diluted) | 7.81M | 10.6M | 10.7M | 10.8M | 10.7M | 10.6M | 10.6M | 10.8M | 12.4M | 14.1M |
Every figure is extracted from KINGSTONE COMPANIES, INC.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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