Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $928K | $1.01M | $985K | — | — | — | — | — | — | — |
| Revenue growth | — | 8.4% | -2.1% | — | — | — | — | — | — | — |
| Net income | $52.1M | $57.3M | $80.4M | $87.0M | $84.3M | $95.7M | $104M | $93.8M | $93.5M | $103M |
| Net margin | 5612.5% | 5698.8% | 8163.6% | — | — | — | — | — | — | — |
| EPS (diluted) | $2.05 | $2.23 | $3.13 | $3.38 | $3.30 | $3.74 | $4.04 | $3.65 | $3.63 | $4.01 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $62.2M | $77.2M | $105M | $100M | $87.2M | $114M | $169M | $114M | $102M | $115M |
| Capital expenditures | $9.82M | $9.58M | $7.97M | $8.00M | $5.72M | $6.17M | $4.82M | $5.99M | $8.63M | $11.1M |
| Free cash flow | $52.4M | $67.7M | $97.0M | $92.0M | $81.5M | $108M | $165M | $108M | $93.9M | $104M |
| Share buybacks | $458K | $495K | $463K | $515K | $10.5M | $559K | $579K | $575K | $592K | $20.4M |
| Dividends paid | $18.2M | $21.4M | $25.3M | $29.6M | $30.6M | $34.6M | $40.8M | $47.1M | $49.3M | $51.4M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $167M | $176M | $217M | $99.4M | $250M | $683M | $130M | $152M | $168M | $141M |
| Total assets | $4.29B | $4.68B | $4.88B | $4.95B | $5.83B | $6.56B | $6.43B | $6.52B | $6.68B | $6.99B |
| Total liabilities | $3.86B | $4.21B | $4.35B | $4.35B | $5.17B | $5.85B | $5.86B | $5.87B | $5.99B | $6.23B |
| Long-term debt | — | — | — | — | — | $75.0M | $297M | $50.0M | — | — |
| Shareholders' equity | $427M | $469M | $522M | $598M | $657M | $705M | $569M | $650M | $684M | $762M |
| Retained earnings | $328M | $364M | $419M | $475M | $529M | $583M | $646M | $693M | $736M | $788M |
| Shares (wtd avg diluted) | 25.5M | 25.7M | 25.7M | 25.8M | 25.6M | 25.6M | 25.7M | 25.7M | 25.8M | 25.8M |
Every figure is extracted from LAKELAND FINANCIAL CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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