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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Home›LMFA›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

LM FUNDING AMERICA, INC. (LMFA) financials

Income statement

LM FUNDING AMERICA, INC. (LMFA) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$4.90M$4.39M$3.39M$2.39M$1.26M$899K$1.73M$13.0M$11.0M$8.84M
Revenue growth—-10.4%-22.8%-29.6%-47.0%-28.9%92.9%648.8%-15.3%-19.6%
Operating income-$3.09M-$3.47M-$412K-$2.98M-$4.05M-$8.43M-$24.7M-$10.1M-$6.46M-$22.9M
Operating margin-63.0%-79.0%-12.2%-125.1%-320.7%-938.0%-1423.1%-77.6%-58.7%-258.7%
Net income-$2.37M-$8.63M-$472K-$3.00M-$4.04M$4.76M-$29.2M-$15.9M-$7.32M-$26.9M
Net margin-48.4%-196.4%-13.9%-126.0%-319.8%529.4%-1686.3%-122.8%-66.5%-304.4%
EPS (diluted)-$0.72-$25.68-$0.47-$0.96-$2.49$0.60-$13.10-$6.98-$5.02-$3.28

Cash flow

LM FUNDING AMERICA, INC. (LMFA) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow-$3.35M-$1.81M-$758K-$1.16M-$3.52M$2.70M-$9.14M-$3.40M-$11.9M-$14.0M
Capital expenditures$268K$8.67K—$14.0K$1.29K$14.4K$15.4K$1.63M$1.73M$2.21M
Free cash flow-$3.62M-$1.82M—-$1.17M-$3.52M$2.69M-$9.15M-$5.03M-$13.7M-$16.2M
Share buybacks——$1.89K—————$0.00$7.97M

Balance sheet

LM FUNDING AMERICA, INC. (LMFA) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents——$3.52M$1.07M$11.6M$32.6M————
Total assets$10.0M$1.97M$6.06M$7.64M$12.3M$62.1M$53.2M$37.7M$40.6M$51.3M
Total liabilities$5.85M$1.07M$251K$4.81M$849K$1.09M$2.39M$2.85M$8.70M$22.4M
Long-term debt———$518K$186K—————
Shareholders' equity$4.17M$897K$5.81M$2.83M$11.5M$60.8M$49.2M$36.2M$37.0M$30.6M
Retained earnings-$2.39M-$11.0M-$11.5M-$14.5M-$18.5M-$13.8M-$43.0M-$59.0M-$56.4M-$92.6M
Shares (wtd avg diluted)3.30M336K997K3.13M1.62M7.93M2.23M2.28M2.81M8.70M

Every figure is extracted from LM FUNDING AMERICA, INC.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is LM FUNDING AMERICA, INC.'s annual revenue?
LM FUNDING AMERICA, INC. (LMFA) reported $8.84M of revenue for fiscal year 2025 — down 19.6% from $11.0M in FY2024, per its annual report filed with the SEC.
Is LM FUNDING AMERICA, INC. profitable?
Not in FY2025 — LMFA reported a net loss of $26.9M, per SEC filings.
What is LM FUNDING AMERICA, INC.'s free cash flow?
-$16.2M in FY2025 (operating cash flow -$14.0M minus $2.21M of capital expenditures), from the SEC cash-flow statement.
Does LMFA pay a dividend?
LM FUNDING AMERICA, INC. reported no cash dividends paid in FY2025, per its SEC cash-flow statement.
Full LMFA analysis — verdict, score & filings →Is LMFA a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.