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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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Home›MA›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

Mastercard Inc (MA) financials

Income statement

Mastercard Inc (MA) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$10.8B$12.5B$14.9B$16.9B$15.3B$18.9B$22.2B$25.1B$28.2B$32.8B
Revenue growth—16.0%19.6%12.9%-9.4%23.4%17.8%12.9%12.2%16.4%
Operating income$5.76B$6.62B$7.28B$9.66B$8.08B$10.1B$12.3B$14.0B$15.6B$18.9B
Operating margin53.5%53.0%48.7%57.2%52.8%53.4%55.2%55.8%55.3%57.6%
Net income$4.06B$3.92B$5.86B$8.12B$6.41B$8.69B$9.93B$11.2B$12.9B$15.0B
Net margin37.7%31.3%39.2%48.1%41.9%46.0%44.7%44.6%45.7%45.6%
EPS (diluted)$3.69$3.65$5.60$7.94$6.37$8.76$10.22$11.83$13.89$16.52

Cash flow

Mastercard Inc (MA) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$4.48B$5.66B$6.22B$8.18B$7.22B$9.46B$11.2B$12.0B$14.8B$17.6B
Capital expenditures$215M$300M$330M$422M$339M$407M$442M$371M$474M$489M
Free cash flow$4.27B$5.36B$5.89B$7.76B$6.88B$9.06B$10.8B$11.6B$14.3B$17.2B
Share buybacks$3.51B$3.76B$4.93B$6.50B$4.47B$5.90B$8.75B$9.03B$11.0B$11.7B
Dividends paid$837M$942M$1.04B$1.34B$1.60B$1.74B$1.90B$2.16B$2.45B$2.76B

Balance sheet

Mastercard Inc (MA) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$6.72B$5.93B$6.68B$6.99B$10.1B$7.42B$7.01B$8.59B$8.44B$10.6B
Total assets$18.7B$21.3B$24.9B$29.2B$33.6B$37.7B$38.7B$42.4B$48.1B$54.2B
Total liabilities$13.0B$15.8B$19.4B$23.2B$27.1B$30.3B$32.3B$35.5B$41.6B$46.4B
Long-term debt$5.18B$5.42B$5.83B$8.53B$12.0B$13.1B$13.7B$14.3B$17.5B$18.3B
Shareholders' equity$5.66B$5.47B$5.39B$5.89B$6.39B$7.31B$6.30B$6.93B$6.49B$7.74B
Retained earnings$19.4B$22.4B$22.5B$34.0B$38.7B$45.6B$53.6B$62.6B$72.9B$85.0B
Shares (wtd avg diluted)1.10B1.07B1.05B1.02B1.01B992M971M946M927M906M

Every figure is extracted from Mastercard Inc’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is Mastercard Inc's annual revenue?
Mastercard Inc (MA) reported $32.8B of revenue for fiscal year 2025 — up 16.4% from $28.2B in FY2024, per its annual report filed with the SEC.
Is Mastercard Inc profitable?
Yes — MA earned $15.0B of net income in FY2025, a 45.6% net margin, per SEC filings.
What is Mastercard Inc's free cash flow?
$17.2B in FY2025 (operating cash flow $17.6B minus $489M of capital expenditures), from the SEC cash-flow statement.
Does MA pay a dividend?
Yes — Mastercard Inc paid $2.76B in cash dividends during FY2025, per its SEC cash-flow statement.
Full MA analysis — verdict, score & filings →Is MA a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.