Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | $13.7M | $23.1M | $26.9M | $27.9M | $23.9M | $11.1M |
| Revenue growth | — | — | — | — | — | 69.4% | 16.0% | 3.8% | -14.1% | -53.8% |
| Net income | $5.01M | $12.4M | $25.6M | $30.1M | $39.5M | $60.6M | $59.4M | $77.3M | $66.7M | $71.1M |
| Net margin | — | — | — | — | 288.7% | 261.6% | 221.3% | 277.1% | 278.6% | 643.2% |
| EPS (diluted) | $0.43 | $2.34 | $3.06 | $3.56 | $4.66 | $6.45 | $5.29 | $6.91 | $5.93 | $6.62 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $14.6M | $31.5M | $27.1M | $39.0M | $87.3M | $37.3M | $85.9M | $42.4M | $148M | $88.7M |
| Capital expenditures | $1.18M | $2.21M | $1.96M | — | — | — | — | — | — | — |
| Free cash flow | $13.4M | $29.3M | $25.1M | — | — | — | — | — | — | — |
| Share buybacks | — | $255K | — | — | — | — | — | — | — | $73.5M |
| Dividends paid | — | — | — | — | — | — | — | — | — | $3.12M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $82.9M | $261M | $233M | $389M | $864M | $2.36B | $257M | $269M | $200M | $394M |
| Total assets | $1.22B | $1.76B | $2.18B | $3.36B | $4.33B | $7.12B | $6.27B | $7.07B | $7.30B | $8.26B |
| Total liabilities | $1.11B | $1.52B | $1.92B | $3.06B | $3.99B | $6.56B | $5.69B | $6.41B | $6.57B | $7.51B |
| Shareholders' equity | $109M | $237M | $264M | $299M | $341M | $557M | $576M | $659M | $730M | $743M |
| Retained earnings | $13.5M | $25.9M | $51.4M | $81.4M | $121M | $181M | $241M | $316M | $383M | $451M |
| Shares (wtd avg diluted) | 3.67M | 5.20M | 8.29M | 8.34M | 8.40M | 9.27M | 11.2M | 11.1M | 11.3M | 10.7M |
Every figure is extracted from Metropolitan Bank Holding Corp.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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