Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Net income | $31.9M | $41.3M | $44.7M | $36.4M | $61.7M | $62.6M | $51.6M | $64.5M | $68.5M |
| EPS (diluted) | $1.32 | $1.69 | $1.81 | $1.41 | $2.39 | $2.44 | $2.02 | $2.52 | $2.64 |
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $152M | -$161M | $32.2M | $143M | $65.4M | $135M | $82.1M | $63.5M | $37.7M |
| Capital expenditures | $5.91M | $2.85M | $1.10M | $537K | $384K | $2.35M | $4.93M | $1.29M | $674K |
| Free cash flow | $146M | -$164M | $31.1M | $142M | $65.0M | $132M | $77.2M | $62.2M | $37.0M |
| Share buybacks | — | — | $1.49M | — | $5.54M | $8.20M | $2.02M | $10.0K | $2.73M |
| Dividends paid | $5.40M | $9.29M | $10.4M | $10.3M | $11.8M | $15.3M | $18.2M | $21.1M | $24.8M |
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $95.8M | $138M | $276M | $151M | $441M | $179M | $145M | $250M | $384M |
| Total assets | — | $1.43B | $1.63B | $1.90B | $3.11B | $3.43B | $3.50B | $3.59B | $4.77B |
| Total liabilities | — | $1.26B | $1.42B | $1.65B | $2.82B | $3.08B | $3.12B | $3.17B | $4.22B |
| Shareholders' equity | $135M | $169M | $217M | $245M | $290M | $349M | $382M | $421M | $544M |
| Retained earnings | — | $129M | $163M | $189M | $239M | $286M | $315M | $359M | $403M |
| Shares (wtd avg diluted) | 24.1M | 24.5M | 24.7M | 25.8M | 25.8M | 25.7M | 25.5M | 25.6M | 26.0M |
Every figure is extracted from MetroCity Bankshares, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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