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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Home›MNSB›Financials
Annual statements · SEC XBRL · FY2018 – FY2025

MainStreet Bancshares, Inc. (MNSB) financials

Income statement

MainStreet Bancshares, Inc. (MNSB) income statement, annual, from SEC filings
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue———$2.43M$2.42M$2.15M$2.00M$2.18M
Revenue growth————-0.2%-11.2%-7.1%9.4%
Gross profit————$75.3M$80.1M$65.8M$73.6M
Gross margin————3112.0%3726.5%3297.9%3368.7%
Net income$9.21M$13.9M$15.7M$22.2M$26.7M$26.6M-$9.98M$15.6M
Net margin———913.9%1102.2%1237.1%-500.0%714.9%
EPS (diluted)$1.38$1.69$1.85$2.65$3.26$3.25-$1.60$1.76

Cash flow

MainStreet Bancshares, Inc. (MNSB) cash flow, annual, from SEC filings
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$12.6M$16.7M$17.0M$29.1M$33.5M$31.6M$14.7M$14.8M
Capital expenditures$1.38M$990K$1.28M$1.81M$1.13M$497K$909K$4.17M
Free cash flow$11.2M$15.7M$15.7M$27.3M$32.4M$31.1M$13.8M$10.6M
Share buybacks——$13.8M$0.00$6.92M$43.0K$732K$4.34M
Dividends paid———$0.00$1.88M$3.01M$3.05M$3.05M

Balance sheet

MainStreet Bancshares, Inc. (MNSB) balance sheet, annual, from SEC filings
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$58.1M$64.8M$108M$93.2M————
Total assets$1.10B$1.28B$1.64B$1.65B$1.88B$2.04B$2.23B$2.21B
Total liabilities$979M$1.14B$1.48B$1.46B$1.73B$1.81B$2.02B$1.99B
Shareholders' equity$121M$137M$168M$189M$198M$222M$208M$219M
Retained earnings$15.2M$29.1M$44.2M$64.2M$86.8M$107M$91.2M$102M
Shares (wtd avg diluted)8.18M8.26M7.44M7.56M7.53M7.52M7.61M7.65M

Every figure is extracted from MainStreet Bancshares, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is MainStreet Bancshares, Inc.'s annual revenue?
MainStreet Bancshares, Inc. (MNSB) reported $2.18M of revenue for fiscal year 2025 — up 9.4% from $2.00M in FY2024, per its annual report filed with the SEC.
Is MainStreet Bancshares, Inc. profitable?
Yes — MNSB earned $15.6M of net income in FY2025, a 714.9% net margin, per SEC filings.
What is MainStreet Bancshares, Inc.'s free cash flow?
$10.6M in FY2025 (operating cash flow $14.8M minus $4.17M of capital expenditures), from the SEC cash-flow statement.
Does MNSB pay a dividend?
Yes — MainStreet Bancshares, Inc. paid $3.05M in cash dividends during FY2025, per its SEC cash-flow statement.
Full MNSB analysis — verdict, score & filings →Is MNSB a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.