Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $54.5M | $57.6M | $64.0M | $92.6M | $95.4M | $108M | $82.7M | $90.1M | $96.9M |
| Revenue growth | — | 5.7% | 11.0% | 44.7% | 3.0% | 13.1% | -23.4% | 8.9% | 7.6% |
| Net income | $2.02M | $5.65M | $8.01M | $24.5M | $20.6M | $21.7M | $5.22M | $8.47M | $13.2M |
| Net margin | 3.7% | 9.8% | 12.5% | 26.5% | 21.6% | 20.1% | 6.3% | 9.4% | 13.6% |
| EPS (diluted) | -$0.05 | $0.63 | $1.01 | $3.08 | $2.50 | $2.23 | $0.54 | $0.87 | $1.34 |
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$5.43M | $17.8M | -$21.5M | -$93.3M | $163M | $48.3M | $21.9M | $606K | -$1.80M |
| Capital expenditures | $499K | $714K | $415K | $1.21M | $2.11M | $2.97M | $2.35M | $1.21M | $3.97M |
| Free cash flow | -$5.93M | $17.1M | -$21.9M | -$94.5M | $160M | $45.3M | $19.5M | -$607K | -$5.77M |
| Share buybacks | — | $181K | $743K | $377K | — | — | $0.00 | $89.0K | $784K |
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $9.50M | $73.4M | $78.6M | $156M | $387M | $197M | $255M | $238M | $200M |
| Total assets | $970M | $1.08B | $1.25B | $1.97B | $2.53B | $2.87B | $2.98B | $2.92B | $3.15B |
| Total liabilities | $868M | $967M | $1.12B | $1.82B | $2.31B | $2.63B | $2.73B | $2.67B | $2.89B |
| Long-term debt | — | — | — | — | — | — | — | $0.00 | — |
| Shareholders' equity | $102M | $117M | $128M | $155M | $219M | $241M | $243M | $252M | $266M |
| Retained earnings | -$27.3M | -$23.2M | -$15.0M | $9.58M | $30.2M | $51.9M | $51.0M | $59.5M | $72.7M |
| Shares (wtd avg diluted) | 5.59M | 6.75M | 7.91M | 7.96M | 8.24M | 9.71M | 9.73M | 9.76M | 9.83M |
Every figure is extracted from First Western Financial Inc’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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