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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›NODK›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

NI Holdings, Inc. (NODK) financials

Income statement

NI Holdings, Inc. (NODK) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$164M$189M$212M$271M$306M$324M$268M$304M$325M$285M
Revenue growth—15.5%12.3%27.5%13.1%5.8%-17.3%13.5%7.0%-12.3%
Gross profit$34.2M$56.8M$76.6M$76.7M$115M$83.2M$30.0M$106M$103M$69.9M
Gross margin20.9%30.0%36.1%28.3%37.6%25.7%11.2%34.7%31.6%24.5%
Net income$4.55M$16.0M$31.1M$26.4M$40.4M$8.42M-$53.1M-$5.48M-$6.06M-$10.4M
Net margin2.8%8.5%14.6%9.8%13.2%2.6%-19.8%-1.8%-1.9%-3.7%
EPS (diluted)—$0.71$1.39$1.19$1.84$0.39-$2.49-$0.26-$0.29-$0.50

Cash flow

NI Holdings, Inc. (NODK) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$7.31M$18.4M$21.0M$25.7M$51.0M$29.2M-$15.3M$51.0M$38.5M-$15.3M
Capital expenditures$548K$1.33M$1.55M$1.29M$616K$739K$878K$661K$991K$217K
Free cash flow$6.76M$17.1M$19.4M$24.4M$50.4M$28.4M-$16.2M$50.4M$37.5M-$15.5M
Share buybacks————$12.2M$4.32M$4.18M———
Dividends paid————————$8.27M$6.73M

Balance sheet

NI Holdings, Inc. (NODK) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$18.3M$27.6M$69.0M$62.1M$101M$70.6M$47.0M$41.0M$50.9M$51.7M
Total assets$279M$377M$458M$508M$618M$652M$614M$655M$527M$506M
Total liabilities$125M$121M$183M$198M$269M$304M$361M$404M$282M$266M
Long-term debt—$2.40M—————$2.40M$2.40M$2.40M
Shareholders' equity$153M$256M$276M$310M$349M$347M$253M$250M$245M$240M
Retained earnings$140M$153M$184M$218M$259M$267M$214M$208M$202M$191M
Shares (wtd avg diluted)—22.5M22.4M22.3M21.9M21.7M21.3M21.2M21.1M21.0M

Every figure is extracted from NI Holdings, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is NI Holdings, Inc.'s annual revenue?
NI Holdings, Inc. (NODK) reported $285M of revenue for fiscal year 2025 — down 12.3% from $325M in FY2024, per its annual report filed with the SEC.
Is NI Holdings, Inc. profitable?
Not in FY2025 — NODK reported a net loss of $10.4M, per SEC filings.
What is NI Holdings, Inc.'s free cash flow?
-$15.5M in FY2025 (operating cash flow -$15.3M minus $217K of capital expenditures), from the SEC cash-flow statement.
Does NODK pay a dividend?
Yes — NI Holdings, Inc. paid $6.73M in cash dividends during FY2025, per its SEC cash-flow statement.
Full NODK analysis — verdict, score & filings →Is NODK a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.