Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $3.77M | $3.70M | $3.60M | $3.22M | $3.72M | $3.97M | $3.89M | $3.84M | $3.62M |
| Revenue growth | — | — | -1.9% | -2.6% | -10.8% | 15.8% | 6.6% | -2.1% | -1.2% | -5.7% |
| Net income | $958K | $3.09M | $919K | $2.06M | $2.89M | $7.01M | $8.08M | $7.18M | $8.20M | $10.1M |
| Net margin | — | 82.0% | 24.8% | 57.1% | 89.8% | 188.2% | 203.6% | 184.9% | 213.8% | 278.9% |
| EPS (diluted) | $0.04 | $0.13 | $0.04 | $0.09 | $0.12 | — | — | $0.30 | $0.35 | $0.43 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $3.45M | $5.73M | $4.40M | $11.5M | $8.57M | $13.8M | $13.8M | $7.40M | $8.34M | $12.3M |
| Capital expenditures | $4.79M | $2.16M | $1.65M | $1.55M | $2.14M | $4.09M | $548K | $1.48M | $1.79M | $815K |
| Free cash flow | -$1.34M | $3.57M | $2.75M | $10.00M | $6.43M | $9.71M | $13.3M | $5.93M | $6.55M | $11.5M |
| Share buybacks | — | — | — | — | — | — | $171K | $237K | $282K | $212K |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $35.4M | $32.7M | $28.2M | $50.1M | $92.3M | $60.9M | $61.7M | $65.0M | $67.7M | $77.2M |
| Total assets | $634M | $667M | $672M | $722M | $756M | $795M | $775M | $826M | $855M | $910M |
| Total liabilities | $587M | $616M | $631M | $652M | $698M | $731M | $718M | $762M | $784M | $827M |
| Shareholders' equity | $46.9M | $51.0M | $51.3M | $54.6M | $58.2M | $63.6M | $57.2M | $64.8M | $70.7M | $82.9M |
| Retained earnings | -$14.1M | -$10.8M | -$9.93M | -$7.87M | -$4.98M | $2.03M | $8.92M | $14.5M | $21.0M | $29.2M |
| Shares (wtd avg diluted) | 23.4M | 23.5M | 24.0M | 24.0M | 24.0M | 24.0M | 23.9B | 23.8M | 23.7M | 23.6M |
Every figure is extracted from NEW PEOPLES BANKSHARES INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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