Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Net income | $11.7M | $21.3M | $24.4M | $29.5M | $27.9M | $41.6M |
| EPS (diluted) | $2.59 | $4.28 | $4.33 | $2.62 | $2.47 | $3.33 |
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | $11.3M | $20.3M | $30.5M | $44.5M | $34.6M | $43.8M |
| Capital expenditures | $692K | $1.96M | $1.54M | $3.54M | $1.73M | $2.52M |
| Free cash flow | $10.7M | $18.4M | $28.9M | $41.0M | $32.9M | $41.3M |
| Dividends paid | $3.58M | $4.03M | $4.67M | $5.19M | $5.33M | $7.10M |
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $121M | $306M | $86.1M | $147M | $150M | $204M |
| Total assets | $1.66B | $2.14B | $2.29B | $2.49B | $2.51B | $2.66B |
| Total liabilities | $1.53B | $1.96B | $2.15B | $2.32B | $2.32B | $2.38B |
| Shareholders' equity | $135M | $183M | $138M | $165M | $186M | $284M |
| Retained earnings | $47.7M | $64.9M | $84.6M | $107M | $130M | $164M |
| Shares (wtd avg diluted) | 4.51M | 4.97M | 5.62M | 11.3M | 11.3M | 12.5M |
Every figure is extracted from Orange County Bancorp, Inc. /DE/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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