Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | $15.0M | $18.0M | $16.5M | $18.9M | $19.5M | $19.5M | $27.3M | $37.1M |
| Revenue growth | — | — | — | 19.6% | -8.2% | 14.9% | 2.8% | 0.1% | 40.2% | 36.0% |
| Net income | $6.63M | $8.09M | $12.8M | $16.9M | $26.5M | $32.9M | $22.0M | $35.7M | $22.1M | $80.9M |
| Net margin | — | — | 85.3% | 94.3% | 160.6% | 173.7% | 113.2% | 183.1% | 80.7% | 217.7% |
| EPS (diluted) | $0.81 | $0.98 | $1.50 | $1.61 | $2.40 | $2.96 | $2.06 | $3.42 | $1.48 | $4.18 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $15.6M | $16.4M | $22.5M | $9.09M | $30.2M | $40.8M | $36.2M | $43.7M | $35.0M | $74.7M |
| Capital expenditures | $13.4M | $2.65M | $4.79M | $2.91M | $1.30M | $1.25M | $895K | $2.29M | $1.58M | $4.24M |
| Free cash flow | $2.22M | $13.7M | $17.7M | $6.18M | $28.9M | $39.6M | $35.3M | $41.4M | $33.4M | $70.5M |
| Share buybacks | $631K | $0.00 | $0.00 | $0.00 | $1.17M | $1.87M | $14.2M | $2.58M | $0.00 | $263K |
| Dividends paid | $2.90M | $3.49M | $4.38M | $6.15M | $7.61M | $8.28M | $8.26M | $8.48M | $13.2M | $20.6M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $30.3M | $29.8M | $88.8M | $56.0M | $125M | $209M | $60.8M | $65.2M | $249M | $150M |
| Total assets | $1.41B | $1.56B | $1.93B | $2.38B | $2.75B | $2.83B | $2.92B | $3.06B | $5.44B | $5.54B |
| Total liabilities | $1.28B | $1.41B | $1.76B | $2.16B | $2.50B | $2.56B | $2.69B | $2.80B | $4.92B | $4.95B |
| Long-term debt | $24.2M | $83.8M | $83.5M | $63.1M | $2.32M | $1.90M | $1.46M | $40.0M | — | — |
| Shareholders' equity | $135M | $145M | $173M | $223M | $246M | $272M | $229M | $265M | $517M | $592M |
| Retained earnings | $11.7M | $16.0M | $24.5M | $35.2M | $54.1M | $78.7M | $92.5M | $118M | $127M | $187M |
| Shares (wtd avg diluted) | 8.14M | 8.23M | 8.54M | 10.5M | 11.0M | 11.1M | 10.7M | 10.4M | 14.9M | 19.4M |
Every figure is extracted from ORRSTOWN FINANCIAL SERVICES INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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