Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $15.7M | $15.1M | $34.0M | $39.5M | $27.8M | $20.0M | $67.4M | $91.7M | $85.3M | $80.3M |
| EPS (diluted) | $0.53 | $0.50 | $1.12 | $1.30 | $0.92 | $0.65 | $1.49 | $2.02 | $1.87 | $1.62 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $27.3M | $37.1M | $54.9M | $52.6M | $26.0M | $31.0M | $97.3M | $116M | $132M | $122M |
| Capital expenditures | $1.99M | $1.05M | $1.90M | $4.38M | $3.92M | $2.03M | $4.33M | $12.4M | $10.8M | $4.50M |
| Free cash flow | $25.3M | $36.0M | $53.0M | $48.3M | $22.1M | $29.0M | $93.0M | $104M | $121M | $118M |
| Share buybacks | $254K | $236K | $505K | $666K | $5.92M | $10.4M | $455K | $605K | $1.05M | $7.41M |
| Dividends paid | $888K | $1.18M | $1.19M | $1.20M | $1.19M | $4.61M | $8.88M | $8.95M | $9.41M | $12.2M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $47.3M | $55.8M | $55.2M | $50.6M | $330M | $752M | $115M | $100M | $99.3M | $124M |
| Total assets | $2.25B | $2.38B | $2.68B | $2.64B | $3.04B | $6.21B | $5.89B | $5.72B | $5.65B | $6.90B |
| Total liabilities | $2.08B | $2.18B | $2.45B | $2.36B | $2.73B | $5.71B | $5.43B | $5.15B | $4.98B | $6.01B |
| Shareholders' equity | $175M | $200M | $229M | $278M | $307M | $502M | $461M | $577M | $671M | $897M |
| Retained earnings | $129M | $143M | $175M | $214M | $237M | $252M | $311M | $393M | $469M | $537M |
| Shares (wtd avg diluted) | 29.8M | 30.0M | 30.3M | 30.4M | 30.2M | 30.7M | 45.2M | 45.4M | 45.6M | 49.7M |
Every figure is extracted from OLD SECOND BANCORP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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