Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $6.92M | $7.51M | $11.9M | $9.91M | $10.3M | $11.7M | $13.3M | $12.6M | $11.0M | $15.6M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $13.4M | $14.5M | $18.1M | $14.8M | $12.5M | $13.2M | $16.0M | $20.7M | $13.1M | $18.1M |
| Capital expenditures | $1.68M | $1.73M | $2.73M | $6.23M | $3.45M | $1.08M | $1.99M | $2.69M | $1.43M | $1.04M |
| Free cash flow | $11.7M | $12.8M | $15.4M | $8.52M | $9.04M | $12.1M | $14.0M | $18.1M | $11.7M | $17.0M |
| Share buybacks | — | — | — | — | — | — | $0.00 | $82.0K | $1.95M | $0.00 |
| Dividends paid | $3.58M | $3.93M | $3.97M | $4.00M | $4.02M | $4.02M | $4.72M | $4.87M | $4.18M | $4.29M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $40.2M | $74.6M | $71.2M | $52.4M | $138M | $152M | $46.0M | $128M | $83.1M | $45.9M |
| Total assets | $950M | $1.03B | $1.03B | $1.01B | $1.19B | $1.25B | $1.21B | $1.35B | $1.50B | $1.58B |
| Total liabilities | $850M | $917M | $913M | $885M | $1.05B | $1.11B | $1.08B | $1.21B | $1.35B | $1.41B |
| Shareholders' equity | $105M | $109M | $118M | $128M | $136M | $141M | $133M | $144M | $150M | $170M |
| Retained earnings | $69.1M | $72.7M | $80.8M | $86.8M | $93.0M | $101M | $109M | $115M | $122M | $133M |
| Shares (wtd avg diluted) | 4.35M | 4.69M | 4.73M | 4.77M | 4.79M | 4.78M | 4.77M | 4.77M | 4.74M | 4.71M |
Every figure is extracted from OHIO VALLEY BANC CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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