Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $7.67M | $9.09M | $11.5M | $12.5M | $13.7M | $16.3M | $22.9M | $30.8M | $24.9M | $23.9M |
| EPS (diluted) | $0.95 | $1.13 | $1.42 | $1.54 | $1.68 | $2.00 | $2.79 | $3.75 | $3.02 | $2.88 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $9.91M | $9.40M | $14.4M | $17.2M | $19.2M | $11.2M | $22.8M | $33.1M | $25.6M | $28.7M |
| Capital expenditures | $663K | $2.19M | $1.65M | $1.38M | $1.74M | $978K | $1.19M | $1.89M | $1.78M | $4.11M |
| Free cash flow | $9.24M | $7.21M | $12.8M | $15.8M | $17.5M | $10.2M | $21.6M | $31.2M | $23.9M | $24.6M |
| Dividends paid | $1.94M | $2.02M | $2.12M | $2.21M | $2.30M | $2.39M | $2.47M | $2.65M | $3.75M | $5.02M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $191M | $149M | $126M | $148M | $227M | $778M | $430M | $217M | $169M | $232M |
| Total assets | $1.00B | $1.03B | $1.09B | $1.15B | $1.51B | $1.96B | $1.97B | $1.84B | $1.90B | $2.02B |
| Total liabilities | $920M | $944M | $996M | $1.04B | $1.38B | $1.82B | $1.84B | $1.68B | $1.72B | $1.82B |
| Shareholders' equity | $82.5M | $90.8M | $99.0M | $113M | $130M | $143M | $127M | $166M | $183M | $208M |
| Retained earnings | $54.5M | $61.4M | $70.7M | $81.0M | $92.3M | $106M | $127M | $154M | $176M | $194M |
| Shares (wtd avg diluted) | 8.08M | 8.08M | 8.10M | 8.12M | 8.14M | 8.18M | 8.20M | 8.23M | 8.26M | 8.29M |
Every figure is extracted from Oak Valley Bancorp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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