Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $19.6M | $18.5M | $24.9M | $25.7M | $29.4M | $43.5M | $38.1M | $27.4M | $8.50M | $59.2M |
| EPS (diluted) | $2.65 | $2.50 | $3.37 | $3.47 | $4.00 | $6.02 | $5.28 | $3.83 | $0.99 | $5.88 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $28.1M | $28.6M | $32.6M | $37.1M | $37.2M | $40.8M | $42.4M | $33.3M | $34.7M | $54.3M |
| Capital expenditures | $6.76M | $6.25M | $4.07M | $5.60M | $2.29M | $4.88M | $7.83M | $5.92M | $2.58M | $10.9M |
| Free cash flow | $21.3M | $22.3M | $28.6M | $31.5M | $34.9M | $35.9M | $34.5M | $27.3M | $32.1M | $43.3M |
| Dividends paid | $9.17M | $9.32M | $9.69M | $10.1M | $10.5M | $10.8M | $11.3M | $11.7M | $18.1M | $24.6M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $39.9M | $37.5M | $32.6M | $31.2M | $228M | $280M | $37.9M | $187M | $136M | $269M |
| Total assets | $2.00B | $2.17B | $2.29B | $2.48B | $2.88B | $3.37B | $3.55B | $3.74B | $5.09B | $5.27B |
| Total liabilities | $1.74B | $1.90B | $2.01B | $2.18B | $2.57B | $3.03B | $3.24B | $3.40B | $4.62B | $4.75B |
| Long-term debt | $58.1M | $49.7M | $37.9M | $32.7M | — | — | — | — | — | — |
| Shareholders' equity | $257M | $265M | $279M | $299M | $317M | $340M | $315M | $340M | $469M | $520M |
| Retained earnings | $111M | $121M | $137M | $152M | $171M | $204M | $231M | $249M | $239M | $274M |
| Shares (wtd avg diluted) | 7.40M | 7.40M | 7.40M | 7.41M | 7.34M | 7.24M | 7.21M | 7.15M | 8.59M | 10.1M |
Every figure is extracted from PEOPLES FINANCIAL SERVICES CORP.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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