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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›PFS›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

PROVIDENT FINANCIAL SERVICES INC (PFS) financials

Income statement

PROVIDENT FINANCIAL SERVICES INC (PFS) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$35.9M$36.5M$37.3M$41.4M$45.5M$57.6M$55.0M$57.5M$68.3M$73.1M
Revenue growth—1.6%2.2%10.9%10.1%26.4%-4.5%4.6%18.7%7.1%
Net income$87.8M$93.9M$118M$113M$97.0M$168M$176M$128M$116M$291M
Net margin244.6%257.5%317.5%272.4%212.9%291.7%319.4%223.2%169.2%398.3%
EPS (diluted)$1.38$1.45$1.82$1.74$1.39$2.19$2.35$1.71$1.05$2.23

Cash flow

PROVIDENT FINANCIAL SERVICES INC (PFS) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$127M$117M$156M$137M$103M$157M$200M$173M$426M$442M
Capital expenditures$5.00M$3.23M$3.16M$4.88M$12.8M$13.8M$9.41M$7.49M$1.31M$11.5M
Free cash flow$122M$114M$153M$132M$90.5M$143M$191M$166M$425M$431M
Share buybacks$1.56M$443K$13.2M$19.9M$21.2M$20.7M$46.5M$0.00$0.00$0.00
Dividends paid$45.4M$60.0M$53.6M$72.8M$65.8M$71.5M$72.0M$72.4M$101M$126M

Balance sheet

PROVIDENT FINANCIAL SERVICES INC (PFS) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$144M$191M$105M$146M$418M$685M$186M$180M$206M$209M
Total assets$9.50B$9.85B$9.73B$9.81B$12.9B$13.8B$13.8B$14.2B$24.1B$25.0B
Total liabilities$8.25B$8.55B$8.37B$8.39B$11.3B$12.1B$12.2B$12.5B$21.5B$22.1B
Shareholders' equity$1.25B$1.30B$1.36B$1.41B$1.62B$1.70B$1.60B$1.69B$2.60B$2.83B
Retained earnings$551M$586M$651M$695M$718M$815M$918M$975M$989M$1.15B
Shares (wtd avg diluted)63.9M64.6M65.1M64.7M69.6M76.6M74.8M74.9M110M131M

Every figure is extracted from PROVIDENT FINANCIAL SERVICES INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is PROVIDENT FINANCIAL SERVICES INC's annual revenue?
PROVIDENT FINANCIAL SERVICES INC (PFS) reported $73.1M of revenue for fiscal year 2025 — up 7.1% from $68.3M in FY2024, per its annual report filed with the SEC.
Is PROVIDENT FINANCIAL SERVICES INC profitable?
Yes — PFS earned $291M of net income in FY2025, a 398.3% net margin, per SEC filings.
What is PROVIDENT FINANCIAL SERVICES INC's free cash flow?
$431M in FY2025 (operating cash flow $442M minus $11.5M of capital expenditures), from the SEC cash-flow statement.
Does PFS pay a dividend?
Yes — PROVIDENT FINANCIAL SERVICES INC paid $126M in cash dividends during FY2025, per its SEC cash-flow statement.
Full PFS analysis — verdict, score & filings →Is PFS a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.