Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.30M | $3.68M | $9.25M | $8.88M | $6.74M | $7.33M | $12.4M | $13.4M | $26.9M | $20.1M |
| Revenue growth | — | 11.5% | 151.2% | -4.0% | -24.1% | 8.7% | 69.2% | 8.2% | 100.5% | -25.2% |
| Net income | $66.1M | $101M | $87.7M | $393M | $1.65B | $1.00B | $476M | $145M | $311M | $501M |
| Net margin | 2001.2% | 2735.7% | 947.7% | 4425.3% | 24445.4% | 13699.5% | 3837.2% | 1079.3% | 1159.1% | 2491.9% |
| EPS (diluted) | $2.94 | $4.03 | $2.59 | $4.89 | $20.92 | $14.87 | $8.50 | $2.74 | $5.84 | $9.30 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$938M | -$883M | $572M | -$2.25B | -$6.20B | $2.56B | $6.03B | -$1.58B | -$4.53B | -$1.65B |
| Capital expenditures | $21.9M | $6.79M | $13.4M | $6.12M | $10.7M | $7.90M | $7.16M | $1.39M | $1.72M | $11.9M |
| Free cash flow | -$960M | -$890M | $559M | -$2.25B | -$6.21B | $2.56B | $6.03B | -$1.58B | -$4.53B | -$1.66B |
| Share buybacks | — | $8.60M | $5.29M | $1.06M | $337M | $958M | $406M | $71.5M | — | $4.74M |
| Dividends paid | — | — | $10.1M | $9.71M | $30.9M | $52.9M | $54.6M | $41.4M | $52.2M | $62.5M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $99.6M | $38.2M | $156M | $189M | $533M | $340M | $1.33B | $938M | $238M | $302M |
| Total assets | — | $5.25B | $6.90B | $10.2B | $31.6B | $18.8B | $16.8B | $18.8B | $26.1B | $29.4B |
| Total liabilities | — | $3.79B | $5.11B | $8.14B | $28.2B | $15.4B | $13.4B | $15.3B | $22.3B | $25.1B |
| Long-term debt | — | $690M | $1.38B | $1.75B | — | $3.10B | $3.75B | $4.43B | $5.25B | $6.23B |
| Shareholders' equity | $1.40B | $1.72B | $1.65B | $2.06B | $3.39B | $3.42B | $3.47B | $3.54B | $3.83B | $4.31B |
| Retained earnings | — | $265M | $343M | $726M | $2.34B | $3.29B | $3.47B | $3.51B | $3.77B | $4.21B |
| Shares (wtd avg diluted) | 76.6M | 25.0M | 35.3M | 80.3M | 78.7M | 67.5M | 56.0M | 52.7M | 53.4M | 53.9M |
Every figure is extracted from PennyMac Financial Services, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.