Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $125M | $146M | $159M | $175M | $189M | $210M | $242M | $230M | $228M | $283M |
| Revenue growth | — | 16.3% | 9.3% | 9.8% | 8.2% | 11.1% | 15.3% | -5.3% | -0.7% | 24.1% |
| Net income | $26.5M | $36.5M | $44.2M | $47.4M | $26.2M | $56.6M | $74.2M | $48.9M | $33.0M | $37.3M |
| Net margin | 21.1% | 25.0% | 27.7% | 27.1% | 13.8% | 26.9% | 30.6% | 21.3% | 14.5% | 13.2% |
| EPS (diluted) | $1.60 | $2.03 | $2.31 | $2.44 | $1.37 | $2.93 | $4.00 | $2.71 | $1.85 | $2.10 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $42.9M | $55.9M | $64.2M | $86.3M | $36.7M | $75.5M | $119M | $70.1M | $71.1M | $43.1M |
| Capital expenditures | $3.22M | $2.38M | $1.06M | $1.71M | $3.08M | $3.93M | $3.52M | $3.27M | $8.10M | $14.3M |
| Free cash flow | $39.7M | $53.6M | $63.2M | $84.6M | $33.6M | $71.5M | $115M | $66.8M | $63.0M | $28.8M |
| Share buybacks | — | — | — | $21.0M | $6.49M | $28.6M | $32.7M | $12.5M | $7.19M | $5.44M |
| Dividends paid | $3.30M | $3.55M | $3.71M | $3.87M | $3.78M | $3.77M | $3.65M | $3.56M | $3.53M | $3.52M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $163M | $113M | $161M | $208M | $653M | $147M | $190M | $188M | $391M | $188M |
| Total assets | $3.88B | $4.26B | $4.62B | $5.18B | $5.89B | $6.08B | $6.35B | $6.48B | $7.01B | $7.53B |
| Total liabilities | $3.55B | $3.86B | $4.15B | $4.68B | $5.36B | $5.53B | $5.82B | $5.89B | $6.41B | $6.87B |
| Shareholders' equity | $324M | $404M | $469M | $504M | $527M | $546M | $533M | $584M | $606M | $658M |
| Shares (wtd avg diluted) | 16.5M | 17.9M | 19.1M | 19.4M | 19.1M | 19.3M | 18.6M | 18.0M | 17.8M | 17.7M |
Every figure is extracted from PEAPACK GLADSTONE FINANCIAL CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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