Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $59.5M | $73.0M | $113M | $168M | $248M | $327M | $376M | $554M | $876M |
| Revenue growth | — | 22.7% | 55.3% | 48.7% | 47.1% | 32.0% | 14.9% | 47.3% | 58.2% |
| Net income | $3.78M | $18.2M | $10.6M | $6.26M | $45.8M | $52.2M | $79.2M | $118M | $197M |
| Net margin | 6.4% | 25.0% | 9.4% | 3.7% | 18.5% | 15.9% | 21.1% | 21.2% | 22.5% |
| EPS (diluted) | $0.22 | $1.07 | $0.49 | $0.24 | $1.76 | $2.02 | $3.13 | $4.48 | $7.17 |
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $20.2M | $22.8M | $44.5M | $57.5M | $87.8M | $170M | $116M | $261M | $409M |
| Capital expenditures | $68.0K | $332K | $115K | $132K | $18.0K | $313K | $15.0K | $243K | $137K |
| Free cash flow | $20.2M | $22.5M | $44.4M | $57.4M | $87.8M | $169M | $116M | $261M | $409M |
| Share buybacks | — | — | — | — | $15.9M | $34.4M | $22.3M | $0.00 | $37.3M |
| Fiscal year | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $10.9M | $9.53M | $33.1M | $33.5M | $50.3M | $68.1M | $51.5M | $80.4M | $107M |
| Total assets | — | $231M | $395M | $729M | $926M | $1.31B | $1.71B | $2.26B | $3.05B |
| Total liabilities | — | $135M | $177M | $365M | $532M | $922M | $1.24B | $1.53B | $2.11B |
| Shareholders' equity | $78.4M | $96.3M | $219M | $364M | $394M | $385M | $471M | $729M | $943M |
| Retained earnings | — | $3.20M | $33.9M | $40.0M | $70.0M | $87.7M | $145M | $262M | $422M |
| Shares (wtd avg diluted) | 17.0M | 17.0M | 21.8M | 25.6M | 26.1M | 25.8M | 25.3M | 26.2M | 27.5M |
Every figure is extracted from Palomar Holdings, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.