Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $931M | $828M | $908M | $1.02B | $1.07B | $1.10B | $967M | $803M | $1.11B | $1.20B |
| Revenue growth | — | -11.0% | 9.7% | 12.0% | 4.8% | 2.8% | -11.8% | -17.0% | 38.9% | 7.8% |
| Operating income | $220M | $214M | $185M | $248M | $350M | $375M | $286M | $100M | $340M | -$30.3M |
| Operating margin | 23.6% | 25.8% | 20.4% | 24.4% | 32.8% | 34.2% | 29.6% | 12.5% | 30.5% | -2.5% |
| Net income | $86.3M | $164M | $65.6M | $86.2M | $149M | $183M | $117M | -$83.5M | $70.6M | -$305M |
| Net margin | 9.3% | 19.8% | 7.2% | 8.5% | 14.0% | 16.7% | 12.1% | -10.4% | 6.3% | -25.4% |
| EPS (diluted) | $1.86 | $3.59 | $1.44 | $1.89 | $3.26 | $4.04 | $2.94 | -$2.13 | $1.79 | -$7.79 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $206M | $15.5M | $80.9M | $133M | $142M | $84.9M | $21.6M | -$97.5M | -$94.6M | -$85.5M |
| Capital expenditures | $14.2M | $22.8M | $20.5M | $18.0M | $17.2M | $11.2M | $13.3M | $2.89M | $4.04M | $4.82M |
| Free cash flow | $192M | -$7.37M | $60.3M | $115M | $124M | $73.7M | $8.34M | -$100M | -$98.6M | -$90.4M |
| Share buybacks | $0.00 | $44.9M | $0.00 | $0.00 | $0.00 | $201M | $111M | $0.00 | $0.00 | $20.0M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $94.3M | $121M | $98.7M | $120M | $109M | $87.6M | $83.4M | $113M | $106M | $104M |
| Total assets | $3.16B | $3.70B | $3.91B | $4.42B | $4.45B | $4.37B | $4.18B | $4.53B | $4.93B | $5.10B |
| Total liabilities | $2.24B | $2.55B | $2.78B | $3.20B | $3.08B | $3.04B | $2.89B | $3.29B | $3.74B | $4.06B |
| Long-term debt | $1.82B | — | — | — | — | — | — | — | — | — |
| Shareholders' equity | $864M | $1.09B | $1.10B | $1.17B | $1.34B | $1.29B | $1.23B | $1.17B | $1.14B | $980M |
| Retained earnings | $1.05B | $1.21B | $1.28B | $1.36B | $1.51B | $1.55B | $1.57B | $1.49B | $1.56B | $1.26B |
| Shares (wtd avg diluted) | 46.4M | 45.8M | 45.4M | 45.6M | 45.9M | 45.3M | 39.9M | 39.2M | 39.5M | 39.2M |
Every figure is extracted from PRA GROUP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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