Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating income | — | — | $2.67M | $3.43M | $4.54M | $9.31M | $13.4M | $3.61M | $3.42M | $644K |
| Net income | $1.50M | $1.47M | $2.00M | $2.48M | $3.25M | $6.40M | $7.86M | $2.02M | $2.79M | $322K |
| EPS (diluted) | $0.77 | $0.74 | $1.01 | $1.24 | $1.61 | $3.06 | $3.65 | $0.89 | $1.08 | $0.12 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $2.31M | -$420K | $4.86M | -$1.85M | -$43.8M | -$37.4M | -$12.2M | $78.4M | $32.6M | $4.15M |
| Capital expenditures | $80.0K | $450K | $272K | — | — | — | — | — | — | — |
| Free cash flow | $2.23M | -$870K | $4.59M | — | — | — | — | — | — | — |
| Share buybacks | $17.0K | $347K | $793K | $339K | $349K | $25.0K | $49.0K | $433K | $150K | $44.0K |
| Dividends paid | $283K | $364K | $511K | $676K | $717K | $839K | $1.02M | $1.15M | $1.34M | $894K |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $9.30M | $7.91M | $26.0M | $14.6M | $33.9M | $10.7M | $3.89M | $58.0M | $63.0M | $53.5M |
| Total assets | $216M | $240M | $271M | $303M | $484M | $554M | $792M | $754M | $685M | $676M |
| Total liabilities | $195M | $217M | $248M | $277M | $455M | $517M | $743M | $703M | $633M | $624M |
| Shareholders' equity | $20.8M | $22.2M | $23.8M | $25.9M | $28.7M | $34.8M | $44.8M | $48.5M | $52.6M | $52.3M |
| Retained earnings | $11.5M | $12.6M | $14.1M | $15.9M | $18.5M | $24.0M | $30.9M | $31.7M | $33.2M | $32.6M |
| Shares (wtd avg diluted) | 1.94M | 1.99M | 1.98M | 2.01M | 2.01M | 2.09M | 2.15M | 2.28M | 2.58M | 2.63M |
Every figure is extracted from QUAINT OAK BANCORP, INC.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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