Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $1.95M | $2.55M | $3.81M | $4.48M | $7.07M | $5.58M | $5.32M | $5.29M | $5.17M |
| Revenue growth | — | — | 30.5% | 49.7% | 17.5% | 57.7% | -21.1% | -4.6% | -0.5% | -2.4% |
| Net income | $19.1M | $25.5M | $36.1M | $39.2M | $32.9M | $56.9M | $64.3M | $42.5M | $26.7M | $31.9M |
| Net margin | — | 1307.8% | 1417.6% | 1028.3% | 734.8% | 805.2% | 1153.0% | 797.9% | 503.8% | 618.3% |
| EPS (diluted) | $1.39 | $1.68 | $2.01 | $1.92 | $1.65 | $2.86 | $3.33 | $2.24 | $1.47 | $1.83 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $56.2M | $28.8M | -$84.6M | $476M | $125M | $202M | $93.8M | $51.3M | $58.5M | $43.4M |
| Capital expenditures | $210K | $684K | $2.49M | $1.35M | $4.21M | $1.99M | $2.06M | $652K | $788K | $798K |
| Free cash flow | $56.0M | $28.1M | -$87.1M | $475M | $120M | $200M | $91.7M | $50.6M | $57.7M | $42.6M |
| Share buybacks | — | — | $0.00 | $3.19M | $7.85M | $10.5M | $19.8M | $6.80M | $20.7M | $14.0M |
| Dividends paid | $2.55M | $5.12M | $5.75M | $8.03M | $6.57M | $9.95M | $10.7M | $12.2M | $11.7M | $11.3M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $119M | $150M | $148M | $182M | $195M | $694M | $83.5M | $431M | $258M | $212M |
| Total assets | $1.40B | $1.69B | $2.97B | $2.79B | $3.35B | $4.23B | $3.92B | $4.03B | $3.99B | $4.21B |
| Total liabilities | $1.21B | $1.43B | $2.60B | $2.38B | $2.92B | $3.76B | $3.43B | $3.51B | $3.48B | $3.68B |
| Long-term debt | $49.4M | $49.5M | $104M | $104M | $104M | $173M | $174M | $119M | $120M | $120M |
| Shareholders' equity | $182M | $265M | $375M | $408M | $428M | $467M | $485M | $511M | $508M | $523M |
| Retained earnings | $30.8M | $51.3M | $81.6M | $112M | $138M | $181M | $226M | $255M | $264M | $282M |
| Shares (wtd avg diluted) | 13.7M | 15.2M | 18.0M | 20.4M | 19.9M | 19.8M | 19.3M | 19.0M | 18.2M | 17.5M |
Every figure is extracted from RBB Bancorp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.