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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›RF›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

REGIONS FINANCIAL CORP (RF) financials

Income statement

REGIONS FINANCIAL CORP (RF) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$58.0M$60.0M$71.0M$79.0M$84.0M$104M————
Revenue growth—3.4%18.3%11.3%6.3%23.8%————
Operating income—————$46.0M$56.0M$212M$95.0M$53.0M
Operating margin—————44.2%————
Net income$1.16B$1.26B$1.76B$1.58B$1.09B$2.52B$2.25B$2.07B$1.89B$2.16B
Net margin2005.2%2105.0%2477.5%2002.5%1302.4%2424.0%————
EPS (diluted)$0.87$1.00$1.54$1.50$1.03$2.49$2.28$2.11$1.93$2.30

Cash flow

REGIONS FINANCIAL CORP (RF) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$2.04B$2.30B$2.27B$2.58B$2.32B$3.03B$3.10B$2.31B$1.60B$2.18B
Share buybacks$839M$1.27B$2.12B$1.10B$0.00$467M$230M$252M$348M$1.07B
Dividends paid$317M$346M$452M$577M$595M$608M$663M$787M$890M$912M

Balance sheet

REGIONS FINANCIAL CORP (RF) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$5.45B$3.98B$3.54B$4.11B$18.0B$29.4B$11.2B$6.80B$10.7B$10.9B
Total assets$126B$124B$126B$126B$147B$163B$155B$152B$157B$159B
Total liabilities$109B$108B$111B$110B$129B$145B$139B$135B$139B$140B
Long-term debt$7.76B$8.13B$12.4B$7.88B$3.57B$2.41B$2.28B$2.33B$5.99B$4.13B
Shareholders' equity$16.7B$16.2B$15.1B$16.3B$18.1B$18.3B$15.9B$17.4B$17.9B$19.0B
Retained earnings$666M$1.63B$2.83B$3.75B$3.77B$5.55B$7.00B$8.19B$9.06B$10.2B
Shares (wtd avg diluted)1.26B1.20B1.10B999M962M963M942M938M918M896M

Every figure is extracted from REGIONS FINANCIAL CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

Does RF pay a dividend?
Yes — REGIONS FINANCIAL CORP paid $912M in cash dividends during FY2025, per its SEC cash-flow statement.
Full RF analysis — verdict, score & filings →Is RF a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.