TTENK/calls
The BriefMarketsAll StocksNewsScreenerFeedback

Get the Brief in your inbox

A daily, SEC-grounded read on the market — movers, earnings, and our boldest calls. Free.

TTENK/calls

SEC-grounded equity research — opinionated calls reasoned over real filings.

Research

  • The Brief
  • Markets
  • All Stocks
  • Screener
  • Discover
  • Research
  • The Flip Side
  • Track record

Tools

  • Compare
  • Congress trades
  • Events
  • Filing search
  • Options calculator
  • Leaderboards
  • Insider trades
  • 13F funds
  • Groups
  • Trending
  • News

More

  • Pricing
  • Feedback
  • Newsletter
  • Developers / API
  • Account
DisclosuresTermsPrivacy

Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

EDGAR® is a registered trademark of the U.S. Securities and Exchange Commission. TENK/calls is an independent service and is not affiliated with, endorsed by, or approved by the U.S. Securities and Exchange Commission.

TTENK/calls
The BriefMarketsAll StocksNewsScreenerFeedback

Pulling SEC filings + quote and writing the call…

TTENK/calls
The BriefMarketsAll StocksNewsScreenerFeedback
Home›ROOT›Financials
Annual statements · SEC XBRL · FY2018 – FY2025

Root, Inc. (ROOT) financials

Income statement

Root, Inc. (ROOT) income statement, annual, from SEC filings
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$43.3M$290M$347M$345M$311M$455M$1.18B$1.52B
Revenue growth—570.2%19.5%-0.4%-10.0%46.4%158.6%29.0%
Operating income—-$260M-$285M-$485M-$263M-$101M$78.5M$61.8M
Operating margin—-89.6%-82.3%-140.5%-84.7%-22.3%6.7%4.1%
Net income-$69.1M-$282M-$363M-$521M-$298M-$147M$30.9M$40.3M
Net margin-159.6%-97.3%-104.7%-150.9%-95.8%-32.4%2.6%2.7%
EPS (diluted)-$2.73-$8.33-$86.43-$37.76-$21.11-$10.24$1.83$2.36

Cash flow

Root, Inc. (ROOT) cash flow, annual, from SEC filings
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow-$26.1M-$127M-$287M-$403M-$211M-$33.6M$196M$207M
Capital expenditures$1.20M$6.60M$1.80M$4.60M$0.00$200K$400K$0.00
Free cash flow-$27.3M-$134M-$289M-$408M-$211M-$33.8M$195M$207M
Share buybacks$0.00$0.00$200K$0.00$0.00———

Balance sheet

Root, Inc. (ROOT) balance sheet, annual, from SEC filings
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$122M$392M$1.11B$706M$762M$679M$599M$669M
Total assets—$729M$1.76B$1.32B$1.31B$1.35B$1.50B$1.67B
Total liabilities—$542M$730M$671M$924M$1.07B$1.18B$1.28B
Long-term debt—$192M$188M$0.00$295M$299M$200M$200M
Shareholders' equity-$103M-$374M$1.03B$536M$277M$166M$204M$284M
Retained earnings—-$385M-$748M-$1.27B-$1.57B-$1.72B-$1.68B-$1.64B
Shares (wtd avg diluted)—33.9M4.20M13.8M14.1M14.4M16.9M17.1M

Every figure is extracted from Root, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is Root, Inc.'s annual revenue?
Root, Inc. (ROOT) reported $1.52B of revenue for fiscal year 2025 — up 29.0% from $1.18B in FY2024, per its annual report filed with the SEC.
Is Root, Inc. profitable?
Yes — ROOT earned $40.3M of net income in FY2025, a 2.7% net margin, per SEC filings.
What is Root, Inc.'s free cash flow?
$207M in FY2025 (operating cash flow $207M minus $0.00 of capital expenditures), from the SEC cash-flow statement.
Does ROOT pay a dividend?
Root, Inc. reported no cash dividends paid in FY2025, per its SEC cash-flow statement.
Full ROOT analysis — verdict, score & filings →Is ROOT a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.