Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $7.48B | $8.62B | $10.1B | $10.7B | $11.7B | $18.5B | $20.8B | $18.8B | $19.6B | $23.9B |
| Revenue growth | — | 15.2% | 17.6% | 5.8% | 9.0% | 58.4% | 12.1% | -9.3% | 4.1% | 22.0% |
| Net income | $1.89B | $2.35B | $3.51B | $3.70B | $3.30B | $5.86B | $7.18B | $5.07B | $5.94B | $8.85B |
| Net margin | 25.3% | 27.3% | 34.6% | 34.5% | 28.2% | 31.6% | 34.6% | 26.9% | 30.3% | 37.0% |
| EPS (diluted) | $1.31 | $1.61 | $2.45 | $2.67 | $2.12 | $2.83 | $3.50 | $2.54 | $2.99 | $4.65 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $3.60B | -$839M | $12.5B | $9.32B | $6.85B | $2.12B | $2.06B | $19.6B | $2.67B | $9.31B |
| Capital expenditures | $346M | $400M | $570M | $708M | $631M | $916M | $971M | $700M | $620M | $548M |
| Free cash flow | $3.26B | -$1.24B | $11.9B | $8.62B | $6.22B | $1.20B | $1.09B | $18.9B | $2.05B | $8.76B |
| Share buybacks | $0.00 | $0.00 | $1.00B | $2.22B | $0.00 | $0.00 | $3.40B | $2.84B | $0.00 | $7.35B |
| Dividends paid | $486M | $592M | $787M | $1.06B | $1.28B | $1.82B | $2.11B | $2.28B | $2.27B | $2.33B |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $10.8B | $14.2B | $27.9B | $29.3B | $40.3B | $63.0B | $40.2B | $43.3B | $42.1B | $46.0B |
| Total assets | $223B | $243B | $296B | $294B | $549B | $667B | $552B | $493B | $480B | $491B |
| Total liabilities | $207B | $225B | $276B | $272B | $493B | $611B | $515B | $452B | $431B | $442B |
| Long-term debt | — | — | — | $7.43B | $13.6B | $18.9B | — | — | — | — |
| Shareholders' equity | $16.4B | $18.5B | $20.7B | $21.7B | $56.1B | $56.3B | $36.6B | $41.0B | $48.4B | $49.4B |
| Retained earnings | $12.6B | $14.4B | $17.3B | $20.0B | $22.0B | $26.0B | $31.1B | $33.9B | $37.6B | $44.1B |
| Shares (wtd avg diluted) | 1.33B | 1.35B | 1.36B | 1.32B | 1.44B | 1.90B | 1.89B | 1.83B | 1.83B | 1.81B |
Every figure is extracted from SCHWAB CHARLES CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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