Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | $8.87M | $9.46M | $9.21M | $11.0M | $15.3M | $18.3M | $20.9M | $20.9M |
| Revenue growth | — | — | — | 6.7% | -2.7% | 19.6% | 39.4% | 19.5% | 14.0% | -0.3% |
| Net income | $9.64M | $11.3M | $25.0M | $16.2M | $15.7M | $15.4M | $31.2M | $11.2M | $43.9M | $59.5M |
| Net margin | — | — | 281.9% | 171.2% | 170.9% | 139.6% | 203.2% | 61.2% | 209.9% | 285.4% |
| EPS (diluted) | $0.76 | $0.89 | $1.96 | $1.27 | $1.27 | $1.17 | $1.57 | $0.42 | $1.32 | $1.78 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $19.0M | $19.5M | $18.3M | $13.7M | $18.4M | -$7.50M | $52.6M | $22.7M | $46.9M | $62.4M |
| Capital expenditures | $699K | $1.26M | $1.13M | $2.24M | $2.38M | $3.45M | $2.42M | $5.95M | $5.22M | $3.17M |
| Free cash flow | $18.3M | $18.3M | $17.2M | $11.5M | $16.1M | -$11.0M | $50.2M | $16.8M | $41.7M | $59.2M |
| Dividends paid | $1.77M | $0.00 | $4.00M | $0.00 | $0.00 | $6.61M | $9.53M | $12.7M | $16.0M | $16.1M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $75.9M | $31.8M | $67.2M | $95.0M | $187M | $584M | $55.5M | $372M | $460M | $356M |
| Total assets | $1.16B | $1.39B | $1.48B | $1.56B | $1.93B | $3.46B | $3.48B | $6.01B | $6.23B | $6.26B |
| Total liabilities | $1.01B | $1.23B | $1.30B | $1.37B | $1.74B | $3.11B | $3.11B | $5.50B | $5.69B | $5.67B |
| Long-term debt | — | — | $15.0M | $15.0M | — | — | $43.1M | $72.7M | $73.7M | $89.1M |
| Shareholders' equity | $154M | $164M | $183M | $193M | $195M | $351M | $364M | $511M | $541M | $590M |
| Retained earnings | $91.0M | $99.7M | $121M | $131M | $141M | $150M | $172M | $162M | $190M | $234M |
| Shares (wtd avg diluted) | 12.7M | 12.7M | 12.8M | 12.7M | 12.4M | 13.1M | 19.8M | 26.6M | 33.3M | 33.4M |
Every figure is extracted from SHORE BANCSHARES INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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