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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Pulling SEC filings + quote and writing the call…

TTENK/calls
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Home›SMBC›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

SOUTHERN MISSOURI BANCORP, INC. (SMBC) financials

Income statement

SOUTHERN MISSOURI BANCORP, INC. (SMBC) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income$14.8M$15.6M$20.9M$28.9M$27.5M$47.2M$47.2M$39.2M$50.2M$58.6M
EPS (diluted)$1.98$2.07$2.39$3.14$2.99$5.22$5.21$3.85$4.42$5.18

Cash flow

SOUTHERN MISSOURI BANCORP, INC. (SMBC) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$17.7M$25.6M$30.6M$38.6M$40.3M$51.8M$67.3M$62.0M$70.3M$81.6M
Capital expenditures-$9.82M$3.03M$2.14M$7.70M$4.30M$2.86M$4.62M$6.04M$9.05M$6.26M
Free cash flow$27.5M$22.6M$28.5M$30.9M$36.0M$48.9M$62.7M$56.0M$61.2M$75.3M
Dividends paid——$3.83M$4.76M$5.51M$5.60M$7.19M$8.63M$9.53M$10.4M

Balance sheet

SOUTHERN MISSOURI BANCORP, INC. (SMBC) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$22.6M$30.8M$26.3M$35.4M$54.2M$124M$86.8M$54.0M$60.9M$193M
Total assets$1.40B$1.71B$1.89B$2.21B$2.54B$2.70B$3.21B$4.36B$4.60B$5.02B
Total liabilities$1.28B$1.53B$1.69B—$2.28B$2.42B$2.89B$3.91B$4.12B$4.47B
Shareholders' equity$126M$173M$201M$238M$258M$283M$321M$446M$489M$545M
Shares (wtd avg diluted)7.43M7.48M8.73M9.19M9.19M9.01M8.99M10.1M11.3M11.2M

Every figure is extracted from SOUTHERN MISSOURI BANCORP, INC.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is SOUTHERN MISSOURI BANCORP, INC.'s free cash flow?
$75.3M in FY2025 (operating cash flow $81.6M minus $6.26M of capital expenditures), from the SEC cash-flow statement.
Does SMBC pay a dividend?
Yes — SOUTHERN MISSOURI BANCORP, INC. paid $10.4M in cash dividends during FY2025, per its SEC cash-flow statement.
Full SMBC analysis — verdict, score & filings →Is SMBC a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.