Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $4.52M | $103M | $248M | $377M | $421M | $503M | $619M |
| Revenue growth | — | 2186.1% | 139.7% | 52.2% | 11.8% | 19.4% | 23.1% |
| Net income | -$240M | -$224M | -$484M | -$320M | -$301M | $499M | $481M |
| Net margin | -5303.0% | -216.8% | -195.4% | -85.0% | -71.4% | 99.1% | 77.7% |
| EPS (diluted) | -$4.02 | -$4.30 | -$1.00 | -$0.40 | -$0.36 | $0.39 | $0.39 |
| Fiscal year | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|
| Operating cash flow | -$54.7M | -$479M | -$1.35B | -$7.26B | -$7.23B | -$1.12B | -$3.74B |
| Capital expenditures | $37.6M | $24.5M | $52.3M | $93.2M | $111M | $154M | $242M |
| Free cash flow | -$92.3M | -$504M | -$1.40B | -$7.35B | -$7.34B | -$1.27B | -$3.98B |
| Share buybacks | $8.80M | $40.0K | $526K | $0.00 | $0.00 | — | — |
| Fiscal year | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $499M | $873M | $495M | $1.42B | $3.09B | $2.54B | $4.93B |
| Total assets | — | $8.56B | $9.18B | $19.0B | $30.1B | $36.3B | $50.7B |
| Total liabilities | — | $5.51B | $4.48B | $13.5B | $24.5B | $29.7B | $40.2B |
| Long-term debt | — | $4.80B | $3.95B | $5.49B | — | — | — |
| Shareholders' equity | -$339M | -$120M | $4.38B | $5.21B | $5.23B | $6.53B | $10.5B |
| Retained earnings | — | -$699M | -$1.18B | -$1.50B | -$1.80B | -$1.31B | -$824M |
| Shares (wtd avg diluted) | 65.6M | 73.9M | 527M | 901M | 945M | 1.10B | 1.25B |
Every figure is extracted from SoFi Technologies, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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