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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›SPFI›Financials
Annual statements · SEC XBRL · FY2018 – FY2025

SOUTH PLAINS FINANCIAL, INC. (SPFI) financials

Income statement

SOUTH PLAINS FINANCIAL, INC. (SPFI) income statement, annual, from SEC filings
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income$29.3M$29.2M$45.4M$58.6M$58.2M$62.7M$49.7M$58.5M
EPS (diluted)$1.98$1.71$2.47$3.17$3.23$3.62$2.92$3.44

Cash flow

SOUTH PLAINS FINANCIAL, INC. (SPFI) cash flow, annual, from SEC filings
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$26.9M$30.5M$5.63M$96.3M$124M$58.5M$59.4M$77.5M
Capital expenditures$3.13M$4.00M$3.31M$2.92M$4.47M$4.68M$3.35M$5.66M
Free cash flow$23.8M$26.5M$2.32M$93.4M$119M$53.9M$56.0M$71.8M
Share buybacks—$0.00$293K$9.23M$22.7M$17.8M$1.34M$8.53M
Dividends paid$30.0M$1.08M$2.53M$5.38M$8.01M$8.74M$9.15M$10.1M

Balance sheet

SOUTH PLAINS FINANCIAL, INC. (SPFI) balance sheet, annual, from SEC filings
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$246M$158M$300M$487M$235M$330M$359M$552M
Total assets$2.71B$3.24B$3.60B$3.90B$3.94B$4.20B$4.23B$4.48B
Total liabilities$2.50B$2.93B$3.23B$3.49B$3.59B$3.80B$3.79B$3.99B
Shareholders' equity$155M$306M$370M$407M$357M$407M$439M$494M
Retained earnings$120M$147M$190M$243M$292M$345M$386M$434M
Shares (wtd avg diluted)14.8M17.0M18.3M18.5M18.0M17.3M17.0M17.0M

Every figure is extracted from SOUTH PLAINS FINANCIAL, INC.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is SOUTH PLAINS FINANCIAL, INC.'s free cash flow?
$71.8M in FY2025 (operating cash flow $77.5M minus $5.66M of capital expenditures), from the SEC cash-flow statement.
Does SPFI pay a dividend?
Yes — SOUTH PLAINS FINANCIAL, INC. paid $10.1M in cash dividends during FY2025, per its SEC cash-flow statement.
Full SPFI analysis — verdict, score & filings →Is SPFI a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.