Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $155M | $196M | $293M | $312M | $66.3M | $254M | $332M | $189M | $77.5M | $330M |
| EPS (diluted) | $3.11 | $3.73 | $5.64 | $5.99 | $1.12 | $4.60 | $6.18 | $3.54 | $1.28 | $6.79 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$726M | $132M | -$680M | -$240M | $2.64B | $657M | $148M | $374M | $480M | $360M |
| Capital expenditures | $2.18M | $12.3M | $7.65M | $16.7M | $2.80M | $4.13M | $11.3M | $16.4M | $64.8M | $12.6M |
| Free cash flow | -$728M | $120M | -$687M | -$257M | $2.64B | $653M | $137M | $357M | $415M | $348M |
| Share buybacks | — | — | — | — | $0.00 | $0.00 | $115M | $105M | $81.5M | $186M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $2.84B | $2.91B | $3.08B | $4.43B | $9.21B | $7.95B | $5.01B | $3.24B | $3.19B | $2.10B |
| Total assets | $21.7B | $25.1B | $28.3B | $32.5B | $37.7B | $34.7B | $28.4B | $28.4B | $30.7B | $31.5B |
| Total liabilities | $19.7B | $22.9B | $25.8B | $29.7B | $34.9B | $31.5B | $25.4B | $25.2B | $27.4B | $27.9B |
| Long-term debt | — | — | — | — | $396M | $929M | $931M | $859M | $660M | $621M |
| Shareholders' equity | $2.00B | $2.19B | $2.48B | $2.80B | $2.87B | $3.21B | $3.06B | $3.20B | $3.37B | $3.63B |
| Retained earnings | $892M | $1.08B | $1.36B | $1.66B | $1.71B | $1.95B | $2.26B | $2.44B | $2.50B | $2.81B |
| Shares (wtd avg diluted) | 46.8M | 50.3M | 50.3M | 50.4M | 50.6M | 51.1M | 51.0M | 48.6M | 47.0M | 46.1M |
Every figure is extracted from TEXAS CAPITAL BANCSHARES INC/TX’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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