Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Net income | $749K | $518K | $1.75M | -$733K | -$1.30M | $2.84M |
| EPS (diluted) | — | $0.17 | $0.58 | -$0.24 | -$0.44 | $1.00 |
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | $1.91M | $1.76M | $3.13M | $2.29M | $1.94M | $1.37M |
| Capital expenditures | $806K | $137K | $393K | $5.60M | $1.20M | $394K |
| Free cash flow | $1.10M | $1.62M | $2.74M | -$3.31M | $740K | $973K |
| Share buybacks | — | — | — | $2.20M | $1.58M | $3.16M |
| Dividends paid | — | — | — | $368K | $504K | $593K |
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $8.07M | $21.9M | $8.93M | $13.1M | $13.3M | $6.45M |
| Total assets | $300M | $365M | $417M | $452M | $443M | $430M |
| Total liabilities | $268M | $305M | $361M | $398M | $391M | $376M |
| Shareholders' equity | — | $60.1M | $55.9M | $53.7M | $52.1M | $53.8M |
| Retained earnings | $31.8M | $32.3M | $34.1M | $32.0M | $30.2M | $32.4M |
| Shares (wtd avg diluted) | — | 3.00M | 3.03M | 3.06M | 2.99M | 2.86M |
Every figure is extracted from Texas Community Bancshares, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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