Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $2.44B | $2.42B | $3.26B | $3.24B | $4.49B | $6.44B | $6.27B | -$1.05B | $4.84B | $5.31B |
| EPS (diluted) | $2.77 | $2.74 | $3.91 | $3.71 | $3.08 | $4.47 | $4.43 | -$1.09 | $3.36 | $3.82 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $3.12B | $4.63B | $4.35B | $1.52B | $7.44B | $7.89B | $11.1B | $8.63B | $2.16B | $5.74B |
| Capital expenditures | — | — | $363M | $224M | $815M | $442M | $564M | — | — | — |
| Free cash flow | — | — | $3.99B | $1.30B | $6.62B | $7.45B | $10.5B | — | — | — |
| Share buybacks | $520M | $1.61B | $1.21B | $0.00 | $0.00 | $1.62B | $250M | $0.00 | $1.00B | $2.50B |
| Dividends paid | $925M | $1.00B | $1.20B | $1.31B | $2.42B | $2.48B | $2.66B | $2.77B | $2.77B | $2.67B |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $4.28B | $2.96B | $3.84B | $19.1B | $18.9B | $20.3B | $21.4B | $30.6B | $39.8B | $36.4B |
| Total assets | $219B | $222B | $226B | $473B | $509B | $541B | $555B | $535B | $531B | $548B |
| Total liabilities | $189B | $192B | $196B | $407B | $438B | $472B | $495B | $476B | $467B | $482B |
| Long-term debt | $22.0B | $23.6B | $23.7B | $41.3B | $39.6B | $35.9B | $43.2B | $38.9B | $35.0B | $42.0B |
| Shareholders' equity | $29.9B | $29.7B | $30.2B | $66.6B | $70.9B | $69.3B | $60.5B | $59.3B | $63.7B | $65.2B |
| Retained earnings | $14.8B | $16.3B | $18.1B | $19.8B | $19.5B | $23.0B | $26.3B | $22.1B | $23.8B | $26.1B |
| Shares (wtd avg diluted) | 815M | 811M | 783M | 815M | 1.36B | 1.35B | 1.34B | 1.33B | 1.33B | 1.30B |
Every figure is extracted from TRUIST FINANCIAL CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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