Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $38.4M | $29.1M | $46.6M | $48.9M | $53.8M | $53.0M | $71.1M | $60.7M | $47.3M | $79.2M |
| EPS (diluted) | $3.12 | $2.38 | $3.80 | $3.80 | $3.93 | $4.02 | $5.82 | $5.08 | $4.00 | $6.68 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $41.2M | $50.1M | $57.4M | $49.9M | $77.4M | $55.1M | $78.8M | $86.1M | $60.4M | $90.4M |
| Capital expenditures | $3.05M | $2.98M | $2.01M | $1.10M | $3.91M | $3.83M | $1.43M | $6.54M | $6.11M | $3.98M |
| Free cash flow | $38.1M | $47.2M | $55.4M | $48.8M | $73.5M | $51.2M | $77.4M | $79.5M | $54.3M | $86.4M |
| Share buybacks | $19.4M | $503K | $391K | $315K | $9.22M | $42.5M | $27.7M | $11.5M | $376K | $795K |
| Dividends paid | $12.4M | $30.6M | $12.5M | $12.6M | $14.3M | $14.2M | $14.5M | $15.4M | $21.2M | $24.2M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $75.0M | $74.1M | $74.4M | $127M | $657M | $688M | $223M | $76.8M | $93.5M | $130M |
| Total assets | $2.99B | $3.00B | $3.01B | $4.02B | $4.56B | $5.18B | $4.99B | $4.85B | $5.56B | $5.76B |
| Total liabilities | $2.57B | $2.59B | $2.57B | $3.47B | $3.96B | $4.59B | $4.51B | $4.32B | $5.01B | $5.11B |
| Long-term debt | $132K | $0.00 | $0.00 | $31.0K | $6.00K | $15.9M | $9.59M | $109M | $28.1M | $188M |
| Shareholders' equity | $414M | $414M | $443M | $547M | $597M | $583M | $475M | $528M | $549M | $651M |
| Retained earnings | $422M | $420M | $457M | $492M | $521M | $559M | $615M | $664M | $687M | $742M |
| Shares (wtd avg diluted) | 12.2M | 12.2M | 12.3M | 13.7M | 13.7M | 13.2M | 12.2M | 11.9M | 11.8M | 11.9M |
Every figure is extracted from FIRST FINANCIAL CORP /IN/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.