Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $63.1M | $66.0M | $67.6M | $65.7M | $72.6M | $74.0M | $75.0M | $79.3M | $75.7M |
| Revenue growth | — | — | 4.5% | 2.4% | -2.7% | 10.4% | 1.9% | 1.4% | 5.7% | -4.5% |
| Net income | $59.3M | $52.5M | $82.3M | $81.7M | $77.6M | $89.3M | $85.0M | $9.51M | $70.8M | $161M |
| Net margin | — | 83.2% | 124.8% | 121.0% | 118.0% | 123.0% | 114.9% | 12.7% | 89.3% | 212.7% |
| EPS (diluted) | $3.91 | $3.43 | $5.35 | $5.37 | $5.20 | $6.05 | $5.89 | $0.66 | $4.97 | $11.24 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $90.9M | $86.1M | $107M | $102M | $101M | $121M | $103M | $89.0M | $95.0M | $38.9M |
| Capital expenditures | $16.3M | $35.3M | $18.1M | $6.01M | $4.55M | $4.74M | $8.17M | $6.76M | $6.21M | $6.92M |
| Free cash flow | $74.6M | $50.8M | $89.2M | $95.6M | $96.8M | $116M | $95.2M | $82.2M | $88.8M | $31.9M |
| Share buybacks | $1.17M | $0.00 | $2.45M | $29.9M | $9.41M | $23.8M | $15.4M | $8.73M | $0.00 | $1.65M |
| Dividends paid | $26.6M | $27.6M | $29.6M | $30.6M | $31.4M | $32.4M | $33.6M | $34.5M | $35.0M | $36.1M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $64.0M | $84.3M | $80.4M | $138M | $388M | $63.1M | $77.8M | $79.5M | $134M | $133M |
| Total assets | $6.24B | $6.65B | $6.76B | $6.73B | $7.62B | $7.82B | $7.67B | $7.82B | $8.11B | $8.67B |
| Total liabilities | $5.69B | $6.07B | $6.14B | $6.06B | $6.90B | $7.09B | $7.05B | $7.15B | $7.40B | $7.73B |
| Shareholders' equity | $549M | $576M | $621M | $663M | $718M | $729M | $617M | $670M | $713M | $938M |
| Retained earnings | $230M | $265M | $319M | $370M | $418M | $475M | $527M | $502M | $537M | $662M |
| Shares (wtd avg diluted) | 14.9M | 15.1M | 15.1M | 15.0M | 14.7M | 14.6M | 14.4M | 14.3M | 14.3M | 14.3M |
Every figure is extracted from TOMPKINS FINANCIAL CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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