Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $42.6M | $43.1M | $61.4M | $57.8M | $52.5M | $61.5M | $75.2M | $58.6M | $48.8M | $61.1M |
| EPS (diluted) | $0.45 | $0.45 | $0.64 | $2.98 | $2.72 | $3.19 | $3.93 | $3.08 | $2.57 | $3.25 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $54.9M | $61.7M | $67.6M | $63.8M | $62.2M | $55.4M | $78.6M | $64.1M | $59.4M | $57.6M |
| Capital expenditures | $2.06M | $3.61M | $3.65M | $3.89M | $3.83M | $2.84M | $3.79M | $5.67M | $4.88M | $11.9M |
| Free cash flow | $52.8M | $58.1M | $64.0M | $59.9M | $58.3M | $52.5M | $74.8M | $58.5M | $54.6M | $45.7M |
| Share buybacks | $701K | $4.61M | $718K | $35.0K | $3.49M | $2.39M | $7.00M | $0.00 | $374K | $38.1M |
| Dividends paid | $25.1M | $25.2M | $25.6M | $26.4M | $26.3M | $26.3M | $27.0M | $27.4M | $27.4M | $27.6M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $707M | $613M | $504M | $457M | $1.11B | $1.22B | $651M | $578M | $642M | $730M |
| Total assets | $4.87B | $4.91B | $4.96B | $5.22B | $5.90B | $6.20B | $6.00B | $6.17B | $6.24B | $6.44B |
| Total liabilities | $4.44B | $4.45B | $4.47B | $4.68B | $5.33B | $5.60B | $5.40B | $5.52B | $5.56B | $5.75B |
| Shareholders' equity | $433M | $458M | $490M | $538M | $568M | $601M | $600M | $645M | $676M | $687M |
| Retained earnings | $202M | $219M | $256M | $288M | $314M | $349M | $394M | $425M | $447M | $480M |
| Shares (wtd avg diluted) | 95.6M | 96.2M | 96.6M | 19.4M | 19.3M | 19.3M | 19.1M | 19.0M | 19.0M | 18.8M |
Every figure is extracted from TRUSTCO BANK CORP N Y’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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