Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $3.58M | $3.55M | $4.28M | $6.81M | $7.95M | $9.45M | $8.66M | $8.95M | $7.40M | $7.75M |
| EPS (diluted) | $0.71 | $0.71 | $0.82 | $1.19 | $1.39 | $1.62 | $1.50 | $1.57 | $1.27 | $1.34 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $4.18M | $4.57M | $5.75M | $8.62M | $9.37M | $8.19M | $8.48M | $9.46M | $8.45M | $10.5M |
| Capital expenditures | $2.26M | $782K | $785K | $1.34M | $2.52M | $777K | $511K | $1.08M | $9.70M | $11.8M |
| Free cash flow | $1.92M | $3.79M | $4.97M | $7.28M | $6.85M | $7.42M | $7.97M | $8.38M | -$1.25M | -$1.32M |
| Share buybacks | — | — | — | $416K | $526K | $72.0K | $767K | $733K | $687K | $317K |
| Dividends paid | $2.54M | $2.77M | $3.22M | $3.23M | $3.36M | $4.10M | $4.56M | $4.79M | $5.11M | $5.48M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $11.5M | $14.3M | $25.3M | $15.0M | $51.6M | $83.0M | $30.1M | $40.8M | $19.6M | $46.5M |
| Total assets | $438M | $459M | $593M | $686M | $693M | $724M | $757M | $819M | $817M | $857M |
| Total liabilities | $395M | $415M | $543M | $626M | $625M | $653M | $698M | $756M | $753M | $787M |
| Shareholders' equity | $42.6M | $43.9M | $50.6M | $59.9M | $68.3M | $71.7M | $59.7M | $63.6M | $63.5M | $70.5M |
| Retained earnings | $22.5M | $23.3M | $24.3M | $27.9M | $32.5M | $37.8M | $41.9M | $44.0M | $46.3M | $48.6M |
| Shares (wtd avg diluted) | 5.02M | 4.99M | 4.95M | 5.52M | 5.46M | 5.48M | 5.48M | 5.49M | 5.54M | 5.49M |
Every figure is extracted from UNITED BANCORP INC /OH/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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