Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $996M | $1.05B | $1.07B | $1.20B | $1.07B | $1.07B | $980M | $1.10B | $1.25B | $1.39B |
| Revenue growth | — | 5.7% | 1.7% | 12.2% | -11.0% | -0.2% | -8.1% | 11.7% | 14.4% | 10.6% |
| Net income | $49.9M | $51.0M | $27.6M | $14.8M | -$113M | $80.6M | $15.0M | -$29.7M | $62.0M | $118M |
| Net margin | 5.0% | 4.8% | 2.6% | 1.2% | -10.5% | 7.6% | 1.5% | -2.7% | 4.9% | 8.5% |
| EPS (diluted) | $1.93 | $1.99 | $1.08 | $0.58 | -$4.50 | — | $0.59 | -$1.18 | $2.39 | $4.48 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $214M | $170M | $110M | $93.8M | $41.4M | $29.9M | -$1.25M | $172M | $340M | $270M |
| Share buybacks | $3.75M | $29.8M | $5.40M | $11.7M | $2.74M | $2.01M | $0.00 | $0.00 | — | — |
| Dividends paid | $24.6M | $27.3M | $105M | $32.7M | $28.5M | $15.1M | $15.9M | $16.2M | $16.2M | $16.3M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $89.2M | $95.6M | $64.5M | $121M | $87.9M | $132M | $96.7M | $102M | $201M | $156M |
| Total assets | $4.05B | $4.18B | $2.82B | $3.01B | $3.07B | $3.01B | $2.88B | $3.14B | $3.49B | $3.84B |
| Total liabilities | $3.11B | $3.21B | $1.93B | $2.10B | $2.24B | $2.13B | $2.14B | $2.41B | $2.71B | $2.90B |
| Shareholders' equity | $942M | $973M | $888M | $910M | $825M | $879M | $740M | $734M | $782M | $941M |
| Retained earnings | $616M | $609M | $715M | $697M | $556M | $621M | $621M | $575M | $620M | $722M |
| Shares (wtd avg diluted) | 25.8M | 25.6M | 25.6M | 25.6M | 25.0M | 25.5M | 25.3M | 25.2M | 25.9M | 26.4M |
Every figure is extracted from UNITED FIRE GROUP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.