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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›WTM›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) financials

Income statement

WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$158M$374M$369M$893M$896M$614M$1.16B$2.17B$2.24B$3.73B
Revenue growth—137.0%-1.3%142.0%0.2%-31.4%88.5%87.1%3.4%66.8%
Net income$409M$593M-$191M$377M$663M-$275M$793M$509M$230M$1.11B
Net margin259.4%158.7%-51.9%42.2%74.1%-44.8%68.5%23.5%10.3%29.6%
EPS (diluted)$80.06$146.06-$41.76$130.27$226.97-$89.46$276.96$198.60$89.79$430.14

Cash flow

WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow-$155M$94.6M-$31.1M-$121M-$60.6M$38.6M$365M$404M$587M$551M
Share buybacks$881M$715M$512M$0.00$85.2M$108M$616M$32.7M$7.90M$203M
Dividends paid$5.40M$4.60M$3.80M$3.20M$3.20M$3.10M$3.00M$2.60M$2.50M$2.60M

Balance sheet

WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$80.2M$97.1M$110M$71.0M$84.6M$148M$255M$122M$266M$186M
Total assets$6.52B$3.66B$3.36B$3.98B$4.83B$7.00B$7.39B$8.39B$9.93B$12.3B
Total liabilities$2.80B$298M$644M$839M$1.01B$3.30B$3.45B$3.82B$4.79B$6.05B
Long-term debt$12.7M$23.8M$193M$284M$376M$421M$575M$565M$563M$837M
Shareholders' equity$3.58B$3.49B$2.84B$3.26B$3.91B$3.55B$3.75B$4.24B$4.48B$5.43B
Retained earnings$2.78B$2.82B$2.26B$2.67B$3.31B$2.96B$3.21B$3.69B$3.92B$4.85B
Shares (wtd avg diluted)4.95M4.24M3.34M3.14M3.08M3.04M2.83M2.53M2.53M2.53M

Every figure is extracted from WHITE MOUNTAINS INSURANCE GROUP LTD’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is WHITE MOUNTAINS INSURANCE GROUP LTD's annual revenue?
WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) reported $3.73B of revenue for fiscal year 2025 — up 66.8% from $2.24B in FY2024, per its annual report filed with the SEC.
Is WHITE MOUNTAINS INSURANCE GROUP LTD profitable?
Yes — WTM earned $1.11B of net income in FY2025, a 29.6% net margin, per SEC filings.
Does WTM pay a dividend?
Yes — WHITE MOUNTAINS INSURANCE GROUP LTD paid $2.60M in cash dividends during FY2025, per its SEC cash-flow statement.
Full WTM analysis — verdict, score & filings →Is WTM a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.