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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Home›WU›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

Western Union CO (WU) financials

Income statement

Western Union CO (WU) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$5.42B$5.52B$5.38B$5.03B$4.63B$4.87B$4.25B$4.16B$4.03B$3.88B
Revenue growth—1.9%-2.6%-6.5%-8.1%5.2%-12.6%-2.3%-3.1%-3.7%
Operating income$487M$476M$1.12B$934M$967M$1.12B$885M$818M$726M$757M
Operating margin9.0%8.6%20.8%18.6%20.9%23.1%20.8%19.7%18.0%19.5%
Net income$253M-$557M$852M$1.06B$744M$806M$911M$626M$934M$500M
Net margin4.7%-10.1%15.8%21.0%16.1%16.6%21.4%15.1%23.2%12.9%
EPS (diluted)$0.51-$1.19$1.87$2.46$1.79$1.97$2.34$1.68$2.74$1.52

Cash flow

Western Union CO (WU) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$1.04B$742M$821M$915M$878M$1.05B$582M$783M$406M$544M
Capital expenditures$68.8M$69.1M$137M$48.1M$36.5M$37.7M$31.9M$22.9M$37.4M$38.5M
Free cash flow$973M$673M$685M$867M$841M$1.01B$550M$760M$369M$505M
Share buybacks$502M$503M$412M$553M$240M$410M$370M$308M$186M$235M
Dividends paid$312M$326M$342M$341M$370M$382M$364M$349M$322M$309M

Balance sheet

Western Union CO (WU) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$878M$838M$973M$1.45B$1.43B$1.21B$1.29B$1.27B$1.47B$1.23B
Total assets$9.42B$9.23B$9.00B$8.76B$9.50B$8.82B$8.50B$8.20B$8.37B$8.31B
Total liabilities$8.52B$9.72B$9.31B$8.80B$9.31B$8.47B$8.02B$7.72B$7.40B$7.35B
Long-term debt—————$2.75B$2.45B$2.15B$2.95B$2.88B
Shareholders' equity$902M-$491M-$310M-$39.5M$187M$356M$478M$479M$969M$958M
Retained earnings$419M-$966M-$839M-$676M-$543M-$537M-$354M-$389M$35.2M-$11.5M
Shares (wtd avg diluted)494M468M454M431M415M409M388M372M341M328M

Every figure is extracted from Western Union CO’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is Western Union CO's annual revenue?
Western Union CO (WU) reported $3.88B of revenue for fiscal year 2025 — down 3.7% from $4.03B in FY2024, per its annual report filed with the SEC.
Is Western Union CO profitable?
Yes — WU earned $500M of net income in FY2025, a 12.9% net margin, per SEC filings.
What is Western Union CO's free cash flow?
$505M in FY2025 (operating cash flow $544M minus $38.5M of capital expenditures), from the SEC cash-flow statement.
Does WU pay a dividend?
Yes — Western Union CO paid $309M in cash dividends during FY2025, per its SEC cash-flow statement.
Full WU analysis — verdict, score & filings →Is WU a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.