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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›EARN›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

Ellington Credit Co (EARN) financials

Income statement

Ellington Credit Co (EARN) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income$11.9M$10.8M-$11.3M$22.3M$20.1M-$6.31M-$30.2M$4.56M$6.59M—

Cash flow

Ellington Credit Co (EARN) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$19.9M$34.4M$28.8M$17.5M$24.4M$27.9M$22.4M-$10.0M$9.11M—
Share buybacks$196K$0.00$9.39M$747K$986K$0.00$262K$0.00$0.00—
Dividends paid$15.5M$17.6M$19.1M$15.5M$13.8M$17.3M$13.9M$14.1M$22.2M—

Balance sheet

Ellington Credit Co (EARN) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$33.5M$56.1M$18.6M$35.4M$58.2M$69.0M$34.8M$38.5M$22.4M$17.4M
Total assets$1.43B$1.89B$1.68B$1.49B$1.19B$1.60B$1.05B$946M$824M$784M
Total liabilities$1.29B$1.69B$1.52B$1.33B$1.03B$1.44B$941M$809M$630M$555M
Shareholders' equity$142M$193M$154M$161M$166M$154M$112M$136M$143M$229M
Retained earnings-$39.4M-$47.5M-$77.2M-$69.6M-$63.3M-$84.8M-$129M-$139M-$155M-$172M
Shares (wtd avg diluted)9.13M13.3M12.5M12.5M12.3M13.1M13.4M18.6M19.8M37.6M

Every figure is extracted from Ellington Credit Co’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

Does EARN pay a dividend?
Ellington Credit Co reported no cash dividends paid in FY2025, per its SEC cash-flow statement.
Full EARN analysis — verdict, score & filings →Is EARN a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.