ENBP
ENB Financial Corp
Next earnings Jul 16, 2026
Last earnings +2.2% on 2026-04-27
$28.25
▲ 0.00%$28.25▲ +71.57%
over 1Y
L $16.22H $28.25
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.0%
1W+0.9%
1M+8.7%
3M+17.1%
YTD+23.2%
1Y+71.6%
Sell
Conviction
Horizon
Medium (3–12mo)
Undemanding valuation (P/E 7.4); but high leverage (liabilities/equity 13.0x).
Return on equity 13.4% · latest
The read
It screens cheap (~411% below fair value), but the weak fundamentals are why — more potential value trap than bargain.
ENB Financial Corp shows limited reported revenue, and 13.4% ROE.
Supporting the case: undemanding valuation (P/E 7.4).
Is ENBP a buy? The one-page verdict, explained →
The options angle
model · matches our verdictBear put spread~60d expiry
- Long put 28 @ ~0.69 est
- Short put 25 @ ~0.05 est
debit $64max +$236max −$64BE 27.36
SELL verdict, defined risk: profits into weakness down to the short strike; max loss is the net debit.
Educational template, not a trade recommendation. Strikes and premiums are Black-Scholes model estimates from the last close and 30-day realized volatility — real chains, spreads and IV will differ. Options involve substantial risk.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $14.9M | $14.6M | $12.4M | $15.3M | $21.6M |
| Diluted EPS | — | $2.62 | $2.19 | $2.71 | $3.80 |
| Net margin | — | — | — | — | — |
10-year statements — income, cash flow, balance sheet & CSV export →
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF8.4
PEG (trailing)0.18
Earnings yield13.4%
FCF yield11.9%
Quality & risk
ROIC (est.)—
Free cash flow$19.2M
Total debt$115M
Net cash-$54.2M
Piotroski F-Score5/6
Capital returns
Buyback yield0.2%
Dividend yield (est.)2.5%
Shareholder yield2.7%
Shares Δ YoY+0.7%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗4Period ending 2026-06-042026-06-22open ↗10-QPeriod ending 2026-03-312026-05-15open ↗8-KPeriod ending 2026-05-052026-05-06open ↗8-KPeriod ending 2026-04-242026-04-27open ↗8-K/APeriod ending 2026-02-012026-04-17open ↗8-KPeriod ending 2026-04-152026-04-16open ↗ARSPeriod ending 2025-12-312026-04-02open ↗DEF 14APeriod ending 2026-05-052026-04-02open ↗10-KPeriod ending 2025-12-312026-03-20open ↗5Period ending 2025-12-312026-02-09open ↗5Period ending 2025-12-312026-02-09open ↗5Period ending 2025-12-312026-02-09open ↗
Frequently asked
- Is ENB Financial Corp (ENBP) a buy?
- ENBP currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Undemanding valuation (P/E 7.4); but high leverage (liabilities/equity 13.0x).
- What is ENBP's fair value?
- A Modified-Graham model based on ENBP's SEC fundamentals estimates a fair value of about $144.40. It is an estimate from reported earnings, not a price target.
- Is ENBP overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, ENBP currently appears undervalued relative to its SEC-grounded earnings power.
- What is ENB Financial Corp's quality score?
- ENBP scores 85.88235294117646/100 (grade A) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001437479, latest 10-Q filed 2026-05-15) · EODHD · as of 6/22/2026, 3:50:15 PM.
About this recommendation — produced by TENK/calls (tenkcalls.com), Luxembourg · not investment advice
Rule-based analysis, generated automatically from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jun 22, 2026, 11:50 AM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.