Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $7.55M | $6.34M | $9.75M | $11.4M | $12.3M | $14.9M | $14.6M | $12.4M | $15.3M | $21.6M |
| EPS (diluted) | — | — | — | — | — | — | $2.62 | $2.19 | $2.71 | $3.80 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $10.4M | $11.3M | $16.8M | $15.5M | $16.4M | $13.3M | $21.6M | $30.1M | $15.8M | $25.1M |
| Capital expenditures | $2.28M | $4.51M | $1.32M | $928K | $1.10M | $1.04M | $2.19M | $1.55M | $4.30M | $5.94M |
| Free cash flow | $8.16M | $6.84M | $15.4M | $14.5M | $15.3M | $12.2M | $19.4M | $28.6M | $11.5M | $19.2M |
| Share buybacks | $465K | $568K | $463K | $1.90M | $2.22M | $482K | $116K | $572K | $1.32M | $332K |
| Dividends paid | $3.11M | $3.19M | $3.28M | $3.52M | $3.57M | $3.73M | $3.81M | $3.84M | $3.91M | $4.08M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $45.6M | $53.1M | $41.4M | $41.1M | $94.9M | $158M | $37.6M | $89.0M | $68.9M | $60.6M |
| Total assets | $984M | $1.03B | $1.10B | $1.17B | $1.46B | $1.72B | $1.86B | $2.00B | $2.22B | $2.26B |
| Total liabilities | $889M | $934M | $995M | $1.06B | $1.33B | $1.58B | $1.76B | $1.88B | $2.09B | $2.10B |
| Long-term debt | $61.3M | $65.8M | $65.4M | $77.9M | $54.8M | — | — | — | — | — |
| Shareholders' equity | $94.9M | $99.8M | $103M | $117M | $130M | $137M | $97.3M | $120M | $131M | $161M |
| Retained earnings | $95.5M | $98.6M | $104M | $112M | $121M | $132M | $143M | $151M | $162M | $179M |
| Shares (wtd avg diluted) | 2.85M | 2.85M | 5.71M | 5.68M | 5.58M | 5.57M | 5.59M | 5.64M | 5.66M | 5.68M |
Every figure is extracted from ENB Financial Corp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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