Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $12.5M | $13.0M | $14.8M | $18.9M | $20.1M | $21.0M | $22.1M | $12.6M | $13.5M | $23.1M |
| EPS (diluted) | $1.25 | $1.29 | $1.24 | $1.44 | $1.55 | $1.66 | $1.93 | $1.10 | $0.97 | $1.63 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $15.5M | $18.1M | $19.7M | $22.0M | $13.7M | $17.8M | $28.7M | $23.4M | $93.2M | $34.4M |
| Capital expenditures | $9.45M | $6.62M | $600K | $3.93M | $2.79M | $1.94M | $884K | $2.61M | $3.80M | $959K |
| Free cash flow | $6.03M | $11.5M | $19.1M | $18.0M | $10.9M | $15.9M | $27.8M | $20.8M | $89.4M | $33.4M |
| Share buybacks | $0.00 | $0.00 | $348K | $6.83M | $1.87M | $8.31M | $23.7M | $3.33M | — | — |
| Dividends paid | $6.05M | $6.09M | $7.77M | $9.03M | $9.45M | $9.72M | $9.19M | $9.94M | $12.2M | $12.5M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $18.9M | $25.4M | $20.0M | $20.8M | $31.7M | $18.1M | $22.7M | $39.7M | $35.7M | $21.6M |
| Total assets | $1.31B | $1.30B | $1.64B | $1.64B | $1.75B | $1.90B | $1.92B | $2.29B | $2.31B | $2.24B |
| Total liabilities | $1.16B | $1.15B | $1.42B | $1.41B | $1.51B | $1.67B | $1.72B | $2.06B | $2.05B | $1.97B |
| Long-term debt | — | — | — | — | — | $10.0M | $19.1M | $113M | $155M | $104M |
| Shareholders' equity | $143M | $150M | $219M | $228M | $241M | $239M | $201M | $235M | $253M | $274M |
| Retained earnings | $80.7M | $87.3M | $94.5M | $104M | $115M | $126M | $139M | $139M | $141M | $152M |
| Shares (wtd avg diluted) | 9.98M | 10.0M | 11.9M | 13.1M | 12.9M | 12.6M | 11.4M | 11.4M | 13.8M | 14.1M |
Every figure is extracted from LCNB CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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