Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $18.5M | $33.1M | $41.0M | $54.6M | $60.1M | $60.7M | $94.3M | $61.5M | $124M | $151M |
| EPS (diluted) | $2.37 | $3.33 | $4.12 | $5.52 | $5.70 | $5.44 | $6.56 | $4.08 | $8.05 | $9.78 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $24.8M | $40.7M | $51.0M | $58.1M | $78.9M | $97.7M | $117M | $108M | $134M | $154M |
| Capital expenditures | $4.05M | $3.74M | $4.26M | $4.39M | $10.8M | $12.8M | $12.2M | $18.6M | $16.9M | $4.09M |
| Free cash flow | $20.8M | $37.0M | $46.7M | $53.7M | $68.1M | $84.9M | $105M | $89.4M | $117M | $149M |
| Share buybacks | $5.20M | $15.0M | $22.7M | $28.5M | $42.1M | $62.6M | $61.5M | $1.52M | $10.1M | $76.6M |
| Dividends paid | — | — | — | — | — | $0.00 | $0.00 | $11.1M | $16.5M | $18.7M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $129M | $155M | $250M | $182M | $803M | $595M | $155M | $491M | $536M | $660M |
| Total assets | $2.30B | $2.93B | $3.10B | $3.58B | $4.55B | $7.70B | $8.76B | $8.47B | $8.80B | $9.19B |
| Total liabilities | $2.02B | $2.57B | $2.71B | $3.06B | $4.01B | $6.80B | $7.79B | $7.43B | $7.62B | $7.93B |
| Long-term debt | $1.00M | $78.0M | $77.3M | $67.6M | $53.9M | $217M | $225M | $167M | $161M | $135M |
| Shareholders' equity | $276M | $364M | $387M | $516M | $539M | $892M | $973M | $1.04B | $1.17B | $1.26B |
| Retained earnings | $68.9M | $102M | $144M | $199M | $253M | $314M | $408M | $458M | $566M | $698M |
| Shares (wtd avg diluted) | 7.51M | 9.96M | 9.96M | 9.90M | 10.5M | 11.1M | 14.4M | 15.1M | 15.4M | 15.4M |
Every figure is extracted from NICOLET BANKSHARES INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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