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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Pulling SEC filings + quote and writing the call…

TTENK/calls
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Home›PNBK›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

PATRIOT NATIONAL BANCORP INC (PNBK) financials

Income statement

PATRIOT NATIONAL BANCORP INC (PNBK) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income$1.93M$4.15M$3.20M-$2.82M-$3.82M$5.09M$6.16M-$4.18M-$39.9M-$12.7M
EPS (diluted)$0.49$1.06$0.82-$0.72-$0.97$1.29$1.55-$1.05-$10.03-$0.17

Cash flow

PATRIOT NATIONAL BANCORP INC (PNBK) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$4.53M$7.29M$5.27M-$11.9M$6.28M$7.60M$7.04M-$10.7M$2.68M-$14.2M
Capital expenditures$3.53M$3.06M$1.14M$552K$70.0K$430K$414K$412K$55.0K$172K
Free cash flow$996K$4.23M$4.13M-$12.5M$6.21M$7.17M$6.62M-$11.1M$2.63M-$14.3M
Share buybacks$1.02M$2.00K————————
Dividends paid—$77.0K$154K$155K$0.00$0.00$0.00$0.00$0.00$0.00

Balance sheet

PATRIOT NATIONAL BANCORP INC (PNBK) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$92.3M$48.7M$66.4M$39.4M$34.6M$47.0M$38.5M$66.5M$163M$207M
Total assets$757M$852M$952M$980M$881M$948M$1.04B$1.09B$1.01B$1.09B
Total liabilities$694M$785M$882M$913M$818M$881M$984M$1.05B$1.01B$993M
Long-term debt$159M$141M$131M$131M$121M$121M$115M$201M$33.1M$16.4M
Shareholders' equity$62.6M$66.7M$69.3M$67.0M$63.2M$67.3M$59.6M$44.4M$4.26M$94.7M
Retained earnings-$42.9M-$38.8M-$35.8M-$38.8M-$42.6M-$37.5M-$31.3M-$47.0M-$86.9M-$99.6M
Shares (wtd avg diluted)3.95M3.90M3.92M3.92M3.93M3.95M3.96M3.97M3.98M76.8M

Every figure is extracted from PATRIOT NATIONAL BANCORP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is PATRIOT NATIONAL BANCORP INC's free cash flow?
-$14.3M in FY2025 (operating cash flow -$14.2M minus $172K of capital expenditures), from the SEC cash-flow statement.
Does PNBK pay a dividend?
PATRIOT NATIONAL BANCORP INC reported no cash dividends paid in FY2025, per its SEC cash-flow statement.
Full PNBK analysis — verdict, score & filings →Is PNBK a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.