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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›RPAY›Financials
Annual statements · SEC XBRL · FY2017 – FY2025

Repay Holdings Corp (RPAY) financials

Income statement

Repay Holdings Corp (RPAY) income statement, annual, from SEC filings
Fiscal yearFY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$94.0M$130M$105M$155M$219M$279M$297M$313M$309M
Revenue growth—38.4%-19.5%48.2%41.4%27.4%6.2%5.5%-1.2%
Gross profit———$114M$164M$214M$227M$241M$232M
Gross margin———73.3%74.7%76.8%76.5%77.1%75.0%
Operating income$16.4M$16.6M-$48.2M-$32.0M-$54.0M-$47.2M-$111M-$7.77M-$255M
Operating margin17.4%12.8%-46.1%-20.6%-24.6%-16.9%-37.6%-2.5%-82.4%
Net income$9.45M$10.5M—-$106M-$50.1M$12.8M-$110M-$10.2M-$257M
Net margin10.1%8.1%—-68.1%-22.8%4.6%-37.2%-3.2%-83.0%
EPS (diluted)—-$0.14—-$2.02-$0.60$0.12-$1.23-$0.11-$3.00

Cash flow

Repay Holdings Corp (RPAY) cash flow, annual, from SEC filings
Fiscal yearFY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$21.1M$24.2M—$28.5M$53.3M$74.2M$104M$150M$91.1M
Capital expenditures$449K$913K—$994K$2.86M$3.18M$733K$989K$286K
Free cash flow$20.7M$23.3M—$27.5M$50.5M$71.0M$103M$149M$90.8M
Share buybacks———$1.42M$4.04M$2.66M$1.89M——

Balance sheet

Repay Holdings Corp (RPAY) balance sheet, annual, from SEC filings
Fiscal yearFY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$25.8K$13.3M$24.6M$91.1M$50.0M$64.9M$118M$190M$116M
Total assets$176K$219M$782M$1.11B$1.69B$1.63B$1.52B$1.57B$1.20B
Total liabilities$157K$110M$322M$554M$773M$699M$689M$799M$718M
Long-term debt—$89.3M$208M$250M$448M$451M$434M$497M$280M
Shareholders' equity$19.7K$5.00M$253M$509M$874M$895M$815M$761M$484M
Retained earnings-$5.27K$1.52M-$53.9M-$176M-$226M-$213M-$324M-$334M-$591M
Shares (wtd avg diluted)———52.2B83.3B111B90.0B89.9B85.6B

Every figure is extracted from Repay Holdings Corp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is Repay Holdings Corp's annual revenue?
Repay Holdings Corp (RPAY) reported $309M of revenue for fiscal year 2025 — down 1.2% from $313M in FY2024, per its annual report filed with the SEC.
Is Repay Holdings Corp profitable?
Not in FY2025 — RPAY reported a net loss of $257M, per SEC filings.
What is Repay Holdings Corp's free cash flow?
$90.8M in FY2025 (operating cash flow $91.1M minus $286K of capital expenditures), from the SEC cash-flow statement.
Does RPAY pay a dividend?
Repay Holdings Corp reported no cash dividends paid in FY2025, per its SEC cash-flow statement.
Full RPAY analysis — verdict, score & filings →Is RPAY a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.