Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $820M | $839M | $836M | $878M | $846M | $885M | $798M | $931M | $1.12B | $1.26B |
| Revenue growth | — | 2.4% | -0.3% | 4.9% | -3.6% | 4.6% | -9.9% | 16.7% | 20.3% | 12.8% |
| Net income | $64.6M | $62.4M | $83.2M | $99.6M | $138M | $131M | $46.6M | $18.9M | $70.7M | $99.3M |
| Net margin | 7.9% | 7.4% | 9.9% | 11.3% | 16.3% | 14.8% | 5.8% | 2.0% | 6.3% | 7.9% |
| EPS (diluted) | $4.27 | $4.10 | $5.43 | $6.46 | $9.18 | $8.80 | $3.15 | $1.28 | $4.78 | $6.70 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $98.8M | $82.0M | $128M | $112M | $109M | $141M | $44.3M | $52.1M | $129M | $194M |
| Capital expenditures | $4.91M | $5.96M | $11.2M | $9.59M | $9.95M | $8.22M | $2.09M | $1.78M | $4.37M | $2.51M |
| Free cash flow | $93.9M | $76.1M | $117M | $103M | $99.5M | $133M | $42.2M | $50.3M | $124M | $192M |
| Dividends paid | $42.3M | $45.5M | $48.8M | $52.7M | $54.6M | $54.0M | $53.0M | $53.3M | $53.3M | $53.9M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $20.1M | $41.7M | $37.6M | $44.4M | $53.8M | $63.6M | $25.3M | $38.2M | $59.0M | $73.9M |
| Total assets | $1.76B | $1.81B | $1.86B | $2.02B | $2.05B | $2.12B | $1.97B | $2.09B | $2.27B | $2.47B |
| Total liabilities | $1.09B | $1.11B | $1.14B | $1.21B | $1.17B | $1.19B | $1.16B | $1.29B | $1.44B | $1.58B |
| Long-term debt | — | — | — | — | — | — | — | $30.0M | — | $50.0M |
| Shareholders' equity | $671M | $701M | $719M | $808M | $885M | $927M | $812M | $804M | $828M | $892M |
| Retained earnings | $554M | $571M | $617M | $662M | $745M | $822M | $815M | $781M | $799M | $844M |
| Shares (wtd avg diluted) | 15.0M | 15.1M | 15.2M | 15.3M | 15.1M | 14.9M | 14.7M | 14.7M | 14.7M | 14.7M |
Every figure is extracted from SAFETY INSURANCE GROUP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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