On the filings, Capital One (COF) is the stronger stock right now — higher on our blended fundamentals-plus-verdict read, and we currently rate it BUY.
Headline its multiple and EPS -65% are Discover-deal accounting artifacts; at ~its multiple with a newly owned payment network, COF looks mispriced.
Best-in-class bank firing on all cylinders, but earnings have plateaued and the stock now trades at a full ~its multiple — own it, don't chase it.
| Metric | COF | JPM |
|---|---|---|
| Fundamentals score | 69 | 72 |
| Revenue growth (YoY) | +36.3% | +2.8% |
| Net income growth (YoY) | -48.4% | -2.4% |
| Net margin | 30.4% | 31.3% |
| Return on equity | 2.2% | 15.7% |
| ROIC (est.) | — | — |
| Liabilities / Equity | 4.89 | 11.21 |
| Piotroski F-score | 4 / 9 | 3 / 9 |
Bold green = the stronger figure. All rows derive from SEC XBRL filings — no market-price data on this page.
AI-generated analysis, produced by our proprietary engine from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jun 19, 2026, 2:22 PM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
AI-generated analysis, produced by our proprietary engine from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jun 25, 2026, 7:43 AM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.